General Insurance Discussions

Browse 288 agent discussions covering agency operations, carrier reviews, surplus lines, builders risk, personal lines, and other topics that don't fall into a specific niche category.

Looking for advice on systems everyone - has anybody used the...

10 replies · Progressive, Bristol West, Auto-Owners · 📍 Florida, New York, Ohio, Delaware

Just got my first referral from ChatGPT. I asked it why it gave me a...

9 replies

I need some help with EZLynx—support has been slow to respond. I’m...

8 replies · Tower Hill, CoverTree

T Minus 62 minutes to our OPEN TO THE PUBLIC The Collective Agency...

6 replies

GL policy declined for unscheduled fireworks show without a permit. A...

6 replies · 📍 Tennessee

I’ve been to a lot of insurance conferences in my life. The event...

5 replies

Any recommendations to place a custom prosthetics designer and...

5 replies · CNA, Lloyd's, Travelers, Chubb, Hanover, Hartford, Zurich, AIG · 📍 Colorado, North Carolina

Are there any independent agencies in Florida that would be willing...

5 replies · Progressive · 📍 Florida, North Carolina

What policy management systems are you using!

5 replies

How would you respond to this client. I have a client (old college...

4 replies

Someone reached out to me yesterday to join my firm, and I recognize...

4 replies · NEXT · 📍 Ohio

Full send I say!!! Insured: why did they decline?...

4 replies

Backstory: this is a friend of mine. He comes into my office every...

4 replies · Shelter

I’ve been working in the insurance industry for quite some time I...

3 replies

Does anyone have an email address to send an LPR for a personal lines...

3 replies · Liberty Mutual

Anyone familiar with this from Liberty Mutual? What IRS regulation...

3 replies · Liberty Mutual

Liberty Mutual Commercial- is it worth getting this appointment?We...

3 replies · Liberty Mutual · 📍 Illinois

Cincinnati Insurance... How long does a customer have to pay before...

3 replies · Cincinnati · 📍 Kentucky

Happy Friday - my outlook is almost at full capacity YIKES I tried to...

2 replies

Posting here because we’re beyond confused. We’re moving into a new...

2 replies

Has anyone else noticed this lately? Within the past month or so,...

2 replies

Is liberty mutual and Safeco exactly the same auto product now or are...

2 replies · Liberty Mutual, Safeco

Does anyone have a commission statement for Travelers in their...

2 replies · Travelers

Does anyone know if Traveler's commissions were impacted by their...

2 replies · Travelers

Raise your hand if you're completely over the Travelers billing...

2 replies · Travelers

I cannot imagine how many policies Travelers has lost due to this...

2 replies · Travelers

What does a health agent do when a p&c conference is in town? Host...

2 replies

From Contracting to L&H Insurance, Seeking Advice I’m pretty green in...

2 replies

So, kid me is all about this but insurance me is perma-cringe rn. Is...

2 replies

I am putting together "insurance do's & don'ts" based on real...

2 replies · 📍 North Carolina

What is your company's policy on dress code? We have a mixed...

2 replies · 📍 Florida

Anyone have a good ransom and kidnapping stand alone policy they...

2 replies

Anyone else having issues creating apps/EFT’s to sign in Travelers...

2 replies · Travelers

Quote comparison sheet for presenting carriers side by side

2 replies2026-03-26

Justwrite is looking ahead for fall styles. Vote on your favorites...

1 replies

Sorry for the annonymous post this is ugly and retaliation is a real...

1 replies · State Farm, Farmers

https://www.facebook.com/share/1915cjdVV9/?mibextid=wwXIfr The Wall...

1 replies · State Farm · 📍 Illinois

Primerica, Inc. (NYSE:PRI) announced today that after carefully...

1 replies · Primerica

Hello, Are there any SME here for EZlynx? Looking for someone to...

1 replies

Hi all! Is there a GA / Surplus Lines Broker that can give me access...

1 replies · Assurant · 📍 Washington

Access to Benchmark - MGA

1 replies · Benchmark · 📍 Nevada2026-03-26

Who does stand alone Personal articles for more than just jewelry in...

📍 Texas

Tennessee. Private university. 200M TIV. Who do you think can do the...

Travelers · 📍 Tennessee

If this post is not allowed please take it down. I was shopping for...

Responses needed This seems to come up a lot lately, several times in...

GEORGIA AGENTS!! I need help I had a consignment shop for kids with...

USLI, Mount Vernon · 📍 Georgia

Health insurance companies be crazy - Chiropractor adjust my hip -...

I’m in the process of rebranding my agency. I got back the initial...

Do you have a "niche?" If so, how did you find it?

Hi Friends! I have an upcoming BNI presentation. Have any of you done...

Have a current client/friend moving from AL to Melbourne FL, looking...

📍 Alabama, Florida

Tsk tsk tsk Fawad… Fawad it’s worth this is against our rules. Fawad...

Hey all! I am a producer in South Dakota and I'm looking for a health...

📍 South Dakota, Florida

I have a friend who is starting a real estate videography/photography...

📍 New Jersey

Is there a free or inexpensive Replacement Cost Estimator for...

So July 1 marked my first official 1 year mark since I started over...

Country Financial

https://www.wsj.com/.../we-heard-from-more-than-1-000... Copied the...

State Farm, Allstate

What company will insure 50k worth of Pokemon cards on a stand alone...

On my way to a doctors appointment and drove past an old spot a...

So I have made this decision to go independent from State Farm. I...

State Farm

Are there any agents that have left State Farm and gone independent...

State Farm

I don’t currently have a Virtual Assistant or unlicensed staff, but I...

I need some advice! I currently hold P&C licenses in all 50 states...

Is Horace Mann Insurance captive?

Horace Mann

https://www.msn.com/.../us-insurance.../ar-AA1OBqTQ... MSN.COM US...

What kind of claim would be covered with special open perils and not...

What companies will write a life policy on someone who is...

Who provides decent insurance for commercial drones? Average cost?

Does anyone have ideas for where to insure a drone that is used for...

📍 Texas

I had one of these. Fired her ass. Shut up. Accurate 😅💯 #workmeme...

Wonder if this anonymous post about 4th of July scheduling will be...

Firm believer here that AI is not going to cost jobs. I think State...

State Farm

What is the wildest reason a prospective client didnt bind a new...

Zoho Have you used Zoho products in your agency like zoho workspace,...

How long till agents can build their own rater and awesome CRM with...

It can all change in an instant.

GA Agents who signed up for Foremost Agent 360. Pros and Cons. Worth...

Foremost · 📍 Georgia

Who’s closing on July 4?

What is up with the hold time with Travelers Lately?!?!? Can’t get...

Travelers

Any insight is appreciated: As of this year I’ve become office...

My son is 10 years old and in early years of falling in love with all...

Anyone have a California Anthem rep for IFP? I need assistance...

📍 California

Text of article is in the comments if it is behind a paywall for...

State Farm

This would be a commercial risk, doing tours around the city. We have...

I have a google review question. Our agency has been open for 5 years...

I can’t let people know I don’t know an acronym. What would everyone...

What is the best way to track and see where insurance carriers rank...

I asked this question last year, but with the cost of living (and...

A personal injury attorney just stopped by our insurance agency and...

0:01 / 0:04 0:00 / 0:06 Holy ‘S’ Curve Batman EDITED: I was able to...

0:00 / 0:04 0:00 / 0:06 Holy ‘S’ Curve Batman EDITED: I was able to...

Good news guys! We’re not on this list! Nothing to worry about! Right?

The option for a client to quote/buy their own policies direct on the...

I just need to vent quickly. I had one of those run ins with a client...

PALM SPRINGS AGENT I have a HUGE FAVOR! i need. photos of a condo on...

📍 California

I’m giving a presentation on commercial insurance. Give me your best...

Hey everyone! I’ve been a team member with State Farm for roughly 4.5...

State Farm

I am enjoying Claude way too much. I genuinely look forward to what I...

Has anyone heard of this auto insurance company??? good2go. Clue...

📍 New Jersey

I'd like to know how you schedule your day so you don't get lost in...

Update: my carrier is doing NOTHING to make this right. Since the OG...

What are some of your favorite ways to create strategic partnerships...

Just tragic and gut wrenching. Had a client commit suicide last...

When writing a new customer, do you have them cancel their old...

Hiscox vs Attune: Give me your pros and cons of each, if you have...

Hiscox, Attune

Does anyone on here use Hiscox? What is the good and bad with them?

Hiscox

Comparion (Liberty Mutual) is recruiting me. I’m with State Farm as a...

Liberty Mutual, State Farm

Insurance Journal BREAKING INSURANCE NEWS Liberty Mutual to Sunset...

Liberty Mutual, Safeco

Hey everyone, question of the day: Only one for the rest of your...

Lessons from the Crowne Plaza Hotel in Stamford, Connecticut....

📍 Connecticut

Before landing in the field of Insurance what were you doing? I...

Does anyone have an agency cancellation letter template they can send...

How many hours do you work a week? Be honest, no need for BS.

Kicking it in Grand Rapids with Nick & Amanda this week!

Are there property inspectors in here? If so, Listen up Nerds! When...

Allstate

Happy Monday! My son is in a life skills class as a senior in high...

Insurance scenarios with the bridge collapse in Atlanta? Thoughts?

Let's send some love Heather Fox's way today. Wedding bells are in...

Question, how do you go about getting biberk small business & hiscox...

Hiscox, biBERK

Any independent agents appointed with Liberty Mutual or Progressive?

Progressive, Liberty Mutual

Good morning all My Safeco.... erm, Liberty Mutual rep is kind of...

Liberty Mutual, Safeco

What carriers do yall recommend for Restroom Trailers in Texas? I...

Liberty Mutual · 📍 Texas

Travelers - dude what is going on with your billing department. I...

Travelers

Travelers Billing Invoice Question Texas We have an insured who is...

Travelers · 📍 Texas

So I'm starting to think it's me. I started the insurance business in...

I’ve bought 6 cars over the years. Never have I had such a wonderful...

Not enough positive news in our world, right? The industry and even...

This is a: How do YOU handle???

Client: Hey, can you see if I can get a cheaper rate? My policy is...

Feeling . Had an Allstate agent call one of my 67 year old clients to...

Allstate

Protect What Matters Most with Confidence. Your insurance should do...

I was a Farmers agent a lifetime ago, but I’ve spent the last 13...

Farmers

everyone family, I believe in being fully transparent so I can not...

Curious if anyone has experience using EOS (entrepreneurial operating...

Thank you Jeanna Bumpas! And thank you the group. I put out an SOS in...

📍 Texas

Anyone have any bad experiences with Three Insurance?

Three

State of NH. Where would I find business motorcycle...

📍 New Hampshire

Let me preface this by saying, this is my first commercial client so...

Question for my country company agents… when a customer signs up with...

Farm Bureau, Country Financial · 📍 Illinois

When you find out the carrier isn’t covering the roof. Imagine...

Need to insure a car condo in MN. USLI won't do them if they have a...

USLI · 📍 Minnesota

Question for PA. agents. I need guidance on what carriers to approach...

📍 Pennsylvania

So who's covering GL for poker runs anymore? Not state specific and...

Kinsale

Got my Progressive monies today MEDIA1.GIPHY.COM

Progressive

Hello again, I’m in Austin and started a brokerage. I have...

Progressive, GEICO · 📍 Texas

Hi peers! I have a client (close friend of mine)

Can someone help me in the “right” direction? Anyone selling ACA...

📍 Alabama

Anyone with Aflac in Texas? I’m just needing info on my wife’s...

Aflac · 📍 Texas

ISO Florida health insurance broker I need someone to educate me on...

United Healthcare, Florida Blue · 📍 Florida

Hi group, I’m posting anonymously to avoid being spammed with...

📍 Washington

What strategies is everyone using to generate new leads? I have been...

📍 Texas

Ok, I am trying not panic....I am an Independent Agency that is just...

One of the coolest things about running this group the last 10 years...

Agency owners - What would you pay a GSM that’s been with you for 9+...

Just curious the process of moving from Captive to Independent. I...

Wondering if you should eat eggs with local business owners doesn’t...

I need a motorcycle travel policy that includes medical evacuation....

Battleface, Tin Leg, BHTP, IMG

Feeling pretty accomplished the hard work does pay off. Sold my...

Allstate

My remote CSR is having trouble staying organized and keeping up on...

My current company in Texas is closing its stores in Texas so I have...

📍 Texas

Just passed my Texas P&C exam!! Fingerprints done and ready to get...

📍 Texas

Who else was on that absolute travesty of a Zoom call that...

Travelers

Has anyone else been getting emails for quote requests from people...

My office does NOT purchase any internet leads. Someone named “ Dan...

Oh my gosh... If this ever happened to one of my paintings I'd go...

Oh my gosh... I seriously love the new JRI Insurance commercials! JRI...

Let’s talk insurance commercials for a minute. We all know the...

You should be using ai to enhance customer experience... I hosted a...

📍 Texas, Missouri, Tennessee, Mississippi, Arkansas

We are looking for winning teams to join Pinnacle Covenant Insurance...

Testimonial from a client/friend today. This is why I do it. I know...

Who has read the Insurance Journal salary report and how does your...

I wrote a builders risk and inland marine policy through Liberty...

Liberty Mutual, Diamond State · 📍 Colorado

New Producer and Agency. Decided not to go captive. Wanted the...

Cj is taking too long to post this story so I am doing it for...

Call me Alabama! (Substitute your favorite ambulance chasing...

📍 Alabama

Very large commissions… Agency owners: if an agent has a very large...

Guys the State Farm hate is a bit much. Pointing and laughing at...

State Farm

For those of you trying to use Claude assistants in your agency, this...

How do you politely tell someone you won't take them back as a...

life agents - Long term care is growing right due to inflation, cost...

Hi guys and gals! New independent insurance agent here! I come from...

State Farm

Who is going to MDRT this year & what hotel are you staying at?

I've read quite a few posts here that tackle common questions like...

I need an RCE for a commercial policy with USLI. I have never had to...

USLI · 📍 Missouri

Going through a Kinsale Quote. Exclusion.... Georgia Made me chuckle

Kinsale · 📍 Georgia

I love my referrals from Trusted Choice - thanks to them, my first...

Happy June everyone!! May your office write 8,000 policies this month

Progressive sent this to my insured.. is this trying to get them to...

Progressive

Does anyone have a direct appointment with USLI? How did you get...

USLI

Imagine getting this claim...

📍 Tennessee

Why don’t taco trucks drive around the neighborhood like ice cream...

Grabbed lunch at a new taco truck today. I asked the owner if they...

What is the one niche market nobody talks about?

Underwriting Rant Agent: *submits quote to...

So I'm thinking of an awards program/ceremony for our insureds. This...

To those of you who write commercial insurance how did you get...

How much did having an actual office help your start up?

What are my solo P&C agents doing for burnout... besides drinking —...

Rumor mill going on about State Farm. Y'all okay financially?

State Farm

Looking for 1-2 trusted Life & Health agent referrals in Texas. I...

📍 Texas

Why is the Chubb portal this bad in 2025? I'm not the one to complain...

Chubb

anybody have a trick for getting access to CHUBB commercial? They...

Chubb

The perception of value...

I am struggling getting a name to be accepted for my future agency....

📍 Wisconsin

Could someone in Missouri help?? GIPHY

📍 Missouri

When leaning into a nichey product what a ton of us fail to do with...

A friend posted this on her Facebook page this morning and I had to...

A local high school in North Texas (Wylie) is looking for liability...

📍 Texas

Always wanted an office right on the beach so I could look out over...

Let me start by saying I have no interest in selling life...

Opened up shop in 2017 and we've been slow this year. Not really sure...

END OF Q2 SPECIAL Looking to scale your insurance agency with...

Is blocking markets in mid market commercial a normal practice?...

I need some help. A family member reached out to me to for help...

📍 Ohio

I was just referred a new client from my client who needs general...

Chubb · 📍 Alaska

Rumor mill going on about State Farm. Y'all okay financially?

State Farm

I am struggling getting a name to be accepted for my future agency....

📍 Wisconsin

Question - Any suggestions for a gal who is 36, who recently had a...

I have a Medicare prospect who was recently diagnosed with ALS....

Asking for myself.. I am considering purchasing a whole life policy...

State Farm, New York Life

"These changes enable agents to grow and help more customers," said...

State Farm

I left State Farm back in 2022 because I felt they no longer wanted...

State Farm

If someone has cancer and is illegal does anyone have a plan for...

📍 Florida

Hey everyone — looking for some real-world advice I run an...

📍 Michigan

PLEASE bring back “ in person” CIC’s. I NEED a hotel room! I need...

Any obvious issues here?

How many other Flo's we got out there?!?!? #Insurance #Halloween

Hello, friends!

Current client: “Well now that I’m retired I have the time to shop my...

Allstate

LEAD VENDORS Guys our independent insurance agency is currently...

Going through a Kinsale Quote. Exclusion.... Georgia Made me chuckle

Kinsale · 📍 Georgia

I mean this respectfully. Not having a set well in advance holiday...

Does anyone have experience with USLI and their claims service? We...

USLI · 📍 Minnesota

Anybody have experience/insights on the 2 week in person USLI...

USLI

Is Progressive compatible with EZLynx for downloads and if so, how do...

Progressive

Progressive Quote Numbers. Progressive not putting the quote number...

Progressive

Progressive CE free Course FOR ILLINOIS You have to have a third...

Progressive · 📍 Illinois

I’m looking for a Facebook/LinkedIn Ads Manager who can help generate...

Insurance is the only industry I've worked in where payouts (whether...

I’ve been in business for a while and just now trying to get more...

Chubb, BHHC · 📍 Texas

is cincinnati or pure or chubb still appointing new insurance agents...

Chubb, Cincinnati, PURE · 📍 California

anybody have a trick for getting access to CHUBB commercial? They...

Chubb

A Facebook marketing strategy that works really well is asking...

Real talk: does your family ever treat you like a real business...

What are my solo P&C agents doing for burnout... besides drinking —...

Something happened to me a little over a year ago, and it still...

State Farm

Just found out last week that we have an amazing company that...

Chubb Self Service Option Anyone have feedback utilizing the Chubb...

Chubb

You can get a coffee mug as a...

I so love the service calls on Christmas Eve

When leaning into a nichey product what a ton of us fail to do with...

The perception of value...

Can we have a little fun? New AI game for insurance agents Paste this...

I am still marveling at this call from this morning: "Hi, this is...

I am putting together "insurance do's & don'ts" based on real...

The time has come after 15 years the State Farm agent I work for will...

State Farm · 📍 Maryland

Could someone in Missouri help?? GIPHY

📍 Missouri

[Updated 10.22] Just talked with my customer again — she mentioned...

Three, NEXT

Starting soon I have interviews with farmers and allstate tomorrow...

State Farm, Allstate, Farmers

I love the extra agent incentives. I made $100 by writing one policy....

H.O.T.S. from Columbus, IN Columbus Man Media A insurance agent at...

Acceptance · 📍 Indiana

Edit: We’ll see what he does. I was 95% sure what I told him was...

BTIS

I am needing an independent agent near Gulfport , miss anyone that...

📍 Mississippi

Need an agent near Walterboro SC

📍 South Carolina

All I want for Christmas is an Auto Owners contract!

Auto-Owners

Our agency sold 6 policies today. How many did yours sell?

To those of you who write commercial insurance how did you get...

Hi peers! I have a client (close friend of mine)

Anybody here have any experience Chubb / Combined as it relates to...

Chubb, Combined

I'm considering taking a rather large agency to SI

2026-04-16

Erie - Agent since 2009, new to commercial. I'm

Erie2026-04-16

CNA - It may not be coming across clearly, but

CNA2026-04-15

Hartford - Hi everyone, I'm looking to place a risk with Maxum (The...

Hartford, Maxum2026-03-01

I'm TOTALLY cool with outsourcing! But why can't I say 'let me ask...

Travelers

Is anyone else running into this new issue with Travelers where if...

Travelers

Does anyone have a contact referral for a Travelers rep in IL?

Travelers · 📍 Illinois

How can I get access to Benchmark? Is there an MGA who has them?

Benchmark

Surplus Lines

2026-04-08

Erie Insurance agency owners - how many of your agencies are easily...

Erie

I currently work for Allstate as a Direct Sales Agent where I've done...

Allstate, GEICO, Chubb, Markel

USLI has the grooviest on hold music. What other company has good on...

USLI

Surplus Lines - Non-Payment - Agency Protection Strategies

2025-11-10

I currently work for Allstate as a Direct Sales Agent (Call Center)...

Allstate, GEICO, Chubb, Markel2025-08-02

Loss of business income, primarily surplus lines, how does One know...

2025-09-16

Chubb Self Service Option for Commercial Policies

Chubb2026-03-01

HANOVER INSURANCE-anyone know of a way to access them without having...

Hanover · 📍 California

Anyone know what Erie's yearly commitment is for new agents?

Erie

Bridge - worst customer service and vendor experience

2026-03-26