New Producer and Agency. Decided not to go captive. Wanted the...

New Producer and Agency. Decided not to go captive. Wanted the freedom so decided to go the independent agency route. Have done a lot of research. What I have learned is carriers don’t want to work with scratch agencies. The option is to join an aggregator / network and based on their contracts that I have reviewed they are as restrictive or have “traps” embedded. They control the master codes and either won’t give you the LOR or have

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