life agents -
Long term care is growing right due to inflation, cost of living, new product offerings and increasing costs of care.
What can we do to help? Offer long term care insurance today.
3 Types of LTC:
1. Traditional: If you don't use the policy, you will lose the benefit and the premiums paid. Good when you are very sure you will need LTC.
2. *Linked Benefit: My personal favorite policy.
Example: Client pays $100k premium for LTC in Single pay or over multiple yea
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