TX - Quoting an HVAC company that does commercial jobs over 3 stories. They are currently insured with State Harm for GL, WC, and Comm Auto. No standard company I have spoken with will consider any work over 2 or 3 stories for any trade. How is State Harm doing this?
Also, the owner's truck, used for work, is on a personal auto policy with near state minimum limits, separate from the commercial auto policy that has 1 million CSL.
— feeling perplexed.
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