My client has a renters policy and called me today because he's moved...

My client has a renters policy and called me today because he's moved out of the apartment he has been renting for the last year, and moved into a home with his fiance. The home is owned exclusively by my client's fiance (my client is not on the deed or mortgage), and I want to reiterate my client has not yet married his fiance. The carrier allows HO4 policies to be transferred within the same state. Am I correct in my belief that