Illinois: What companies cover homes over 100 years? Foremost Choice,...

Illinois: What companies cover homes over 100 years? Foremost Choice, Erie, Safeco only options currently.

Carriers Mentioned

Auto-Owners Safeco Foremost National General Erie Travelers

States

Illinois

Agent Replies (12)

Agent Reply

Auto-Owners, Travelers. Unfortunately with you being an Erie agent, AO will be tough to get.

Carriers mentioned: Auto-Owners, Erie, Travelers
Agent Reply

While Erie will write homes over 100 years, they don’t really want to write them. It will 100% be inspected by them and they will nit pick every little thing with the home. We typically avoid writing older homes with Erie unless it’s in perfect condition and we know there will not be any issues following inspection.

Carriers mentioned: Erie
Agent Reply

Thoughts on Safeco pushing to be a big player on investment properties? Are the rates good? Do you think it will work?

Carriers mentioned: Safeco
Agent Reply

When they’re able to write named insured as an entity, then they’ll be a player

Agent Reply

Safeco is no longer a trusted "partner".

Carriers mentioned: Safeco
Agent Reply

What is the commission rates for auto in Illinois for non standard National General?

Carriers mentioned: National General
States: Illinois
Agent Reply

Probably 10%

Agent Reply

Depends on how much your book is with them. I have seen 10-14% depending on the agency.

Agent Reply

I believe it was 20-25% on auto

Agent Reply

I don't know they don't have any product worth writing except liquor liability

Agent Reply

On the brand new policies when they launched, the payment date is the date before the official start date. I’d bet a tequila shot that the customer didn’t want to pay the renewal invoice so it termed.

Agent Reply

Well they can call the company they are moving to and have them change the start date to the 15th.

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