Hey agents, I have a client I wrote home and umbrella in AZ with...

Hey agents, I have a client I wrote home and umbrella in AZ with CHUBB. I now need to write their other home in NV. CHUBB wont take this home because of wildfire score. I am submitting to E&S. My question is, they consider both homes "primary" because they are at each home 6 months out of the year. So, when I fill out these apps do I put primary home or secondary? Client insist they are both primary and wants it quoted that wa

Carriers Mentioned

AmTrust Nationwide Hartford Scottsdale Cincinnati CNA Chubb Philadelphia Acuity Guard Travelers The Hartford Liberty Mutual Grange USAA Lloyd's

States

Nevada Arizona

Risk Types

high value home, wildfire, E&S

Agent Replies (11)

Agent Reply

Suggest the AOR change as of the renewal date. If you change mid term we have seen rate increases!

Agent Reply

Seriously question, why would you WANT to write with travelers right now? I can’t afford to write with them.

Carriers mentioned: Travelers
Agent Reply

Is Grange Insurance captive or can independents access them?

Carriers mentioned: Grange
Agent Reply

Williams Grange is not captive

Carriers mentioned: Grange
Agent Reply

Jr. Independent

Agent Reply

I have a client whos father passed away. She lives in one of the houses and I was able to get coverage for that one under the estate. There is another property I need to find coverage for. In a high fire score area, had a water claim after dad passed away and might still be open as the repairs haven't been completed all the way, oh and its vacant until after probate is over. USAA is non renewing. Where would you go for this NV risk. I am sure it will need to go E&S but don't want to have to submit to 300 companies if possible. anyone know who would take this? See less

Carriers mentioned: USAA
States: Nevada
Agent Reply

With the open claim it’s going to be difficult to find coverage. Probably Lloyd’s or Scottsdale through a broker (MGA)

Carriers mentioned: Scottsdale, Lloyd's
Agent Reply

Steven L Thompson State FAIR plan.

Agent Reply

Update: got it taken care of. Travelers lady said they aren't completely updated even though they were supposed to be by today. So should be fun working with them for a while. would anyone have a clue how to make a payment for an umbrella with travelers? I have been on hold for 15 minutes and have been trying to get this done since last week.. thanks in advance.

Carriers mentioned: Travelers
Agent Reply

Try going under ‘travelers.com’. U can do a one time payment without client having to set up an account. Paid for an auto and home that way today.

Carriers mentioned: Travelers
Agent Reply

I had to call them and they helped me make a payment. I was on hold for 24 minutes

Related Insurance Niches

Related Discussions