Let me edit this, because it’s being wildly misunderstood. I do an...

Let me edit this, because it’s being wildly misunderstood. I do an extremely thorough job with a replacement cost calculator when I’m quoting homes. My home replacement cost estimates are higher than what they currently have probably over 95% of the time. Because I’m not involved in the claims, I wonder sometimes if l’m over insuring the homes. I’m in a sales position and don’t really deal with claims. I’m curious, for homes that are