I’m looking for some guidance on determining Coverage A for a...

I’m looking for some guidance on determining Coverage A for a townhome that is not part of an association. My client owns a townhome within a triplex, all owner-occupied. There is no HOA, and the owners share responsibility for the roof and exterior. Given that structure, my assumption is to write this on an HO-3 rather than an HO-6. The part I’m trying to navigate is how to appropriately calculate Coverage A when the exterior and r… See more All reactions:

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