HNW Home in Inland NC - Wood Shake Roof - $3M - All Major Carriers Declined

Posted 2026-03-26

Have a HNW account in inland NC not coastal. 2016 build $3mil purchase and a wood shake roof. Chubb, Pure, AIG, Safeco, Travelera, Cincy, Heritage all declined. Have bids out with JJINS, Amwins, and Hanover. Is E&S really my only option. Vault has come back best so far with Amwins. Anyone had experience with claims/service with Vault?

Carriers Mentioned

Chubb Hanover Inland Safeco Heritage

States

North Carolina

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