Married couple refusing to share auto policy - Progressive

Posted 2026-03-26

I Have a married couple who refuse to share banking and don't want to be on the same auto policy together. Prior carrier allowed separate accounts. Quoted the husband with Progressive (didn't know he was married), bound it. A week later, wife comes in wanting to switch too. System didn't flag same address, but if I change single to married, Progressive would force one account, which clients refuse to do.

Carriers Mentioned

Progressive

Risk Types

personal auto, married couple separate policies, household exclusion

Agent Replies (2)

Agent Reply

They don't 'have to' share a policy but both need to be listed/disclosed on each other's policy. If there's push back from either about you having to list them, steer them somewhere else. Rules are the rules and we don't make them. 8 years in and I'm n...

Agent Reply

Own policies, add each driver on the policy as excluded drivers. Explain that if they want their own policies the...

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