Looking for suggestions in Michigan where to insure a 2026 McLaren...

Looking for suggestions in Michigan where to insure a 2026 McLaren 750S Spider, valuation $475,000. Hagerty said no even though all his other high value vehicles are with them with no claim history.

Carriers Mentioned

Hagerty Chubb PURE State Farm Grundy Safeco Nationwide American Modern Cincinnati

States

Michigan

Risk Types

exotic car, high value auto, collector car

Agent Replies (9)

Agent Reply

We are keeping in house as it is my owners father in law and he owns many high end vehicles. Many great suggestions. Thank you.

Agent Reply

Hagerty will insure a McLaren after insured has owned it for a year as long as there is no loss. McLarens have high loss ratio and their underwriting is a little different from other high performance vehicles.

Carriers mentioned: Hagerty
Agent Reply

I got you! Keith Pennala- State Farm Agent

Carriers mentioned: State Farm
Agent Reply

Chubb or Grundy

Carriers mentioned: Chubb, Grundy
Agent Reply

Chub?

Carriers mentioned: Chubb
Agent Reply

I would be thinking Chub for that!

Carriers mentioned: Chubb
Agent Reply

Depending on the usage Hagerty may be an option. Otherwise, I would quote the full account with a high net worth carrier like Chubb, Pure, AIG, or Berkley One.

Carriers mentioned: Hagerty, Chubb, PURE
Agent Reply

Safeco or Nationwide?

Carriers mentioned: Safeco, Nationwide
Agent Reply

American Modern or Cincinnati

Carriers mentioned: American Modern, Cincinnati

Related Insurance Niches

Related Discussions