I need help. I just got promoted from the service department to the...

I need help. I just got promoted from the service department to the sales department. It’s incoming calls but I am probably one of the few agents who don’t believe in having 500 BI with a million plp and pet insurance. I mean for some people ya the need that but for the most of us I know that lawyers don’t try to get what’s not there (over the limits) going after people’s paychecks and most insurance companies don’t even pay the limit