Dont ever sleep on Thimble or Coterie. Those 2 are like thieves in the night.
That is very surprising. Thimble is usually for very small companies and often has a lot of holes in coverage.
Thimble is great with roofers. Ive even seen them pay out a claim that should have been on the homeowner.
Thimble and all the other small branded small business focused carriers are doing really well. Think of Hiscox 5 yrs ago but super easy for small business GL, BOP, E&O.
They usually just write safe small business. Nothing big or complicated.
Thimble writes up to 20 employees and 5 million. They are apparently very competitive for small business though!