IN commercial question here… I’m working on a full-service pizza...

IN commercial question here… I’m working on a full-service pizza restaurant—no alcohol—but they do have delivery. Here’s the issue I’m running into: my GL and WC markets will NOT take them if they deliver due to vicarious liability exposure. They’re telling me the delivery either needs to be fully outsourced to DoorDash/Uber Eats, OR the insured needs a commercial auto policy in place.