So I just a client email and ask about a liability policy for her...

So I just a client email and ask about a liability policy for her wedding. The venue is wanting for them to have a 1MIL aggregate. She said she received a quote for $99. I'm not very familiar with event insurance as I have only written a rain policy and that was like $1200 for 3 days. $99 sure does seem cheap. Does that sound right? In in Texas.