Question: A wedding venue does not sell beer/liquor themselves but...

Question: A wedding venue does not sell beer/liquor themselves but allows the wedding party to bring their own beer and/or requires the wedding party to hire a professional bartender if liquor is being served. What are/is the best option(s) for the venue to suggest to the wedding party in obtaining a temporary liquor liability policy which would include the venue as an additional insured? Or, is it better if the venue carries their ow… See more

Carriers Mentioned

Acuity Safeco Philadelphia Hiscox

States

Oklahoma Arizona Texas

Agent Replies (14)

Agent Reply

View more comments Terry Evans Top contributor It depends on how small. Are they governed by any government entity? In Arizona, if you're spraying chemicals you are required to have a license through Office of Pest Management, Agriculture Dept. Philadelphia is the only "standard" carrier.

Carriers mentioned: Philadelphia
States: Arizona
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Justin Hettler Hiscox, acuity are ones that come to mind right away. I would think many would but I guess depends on the state too

Carriers mentioned: Acuity, Hiscox
Agent Reply

Comment as Justin Clay Leonard posted to Insurance Soup™ Question: A wedding venue does not sell beer/liquor themselves but allows the wedding party to bring their own beer and/or requires the wedding party to hire a professional bartender if liquor is being served. What are/is the best option(s) for the venue to suggest to the wedding party in obtaining a temporary liquor liability policy which would include the venue as an additional insured? Or, is it better if the venue carries their own liquor liability policy even though they will not be selling any product?

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Comment View more comments Tiffany Cooper Most event insurance will add liquor liability

Agent Reply

Kenneth Kukral Top contributor The professional bar tending service would have the exposure, so they should carry the coverage

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View all 2 replies Comment as Justin Clay Leonard posted to Insurance Soup™ Fella needs a stand alone policy for a 1971 american general m35a2 6X6. We are in Oklahoma. Personal Lines Suggestions?

States: Oklahoma
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Comment View more comments John Davis Try Safeco.

Carriers mentioned: Safeco
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Steven Low AMIG under collector?

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Comment as Justin Clay Leonard posted to Insurance Soup™ Afternoon! What carriers write in Fulshear, TX? Need carriers that write in hurricane areas. Independant Agent.. All reactions:

States: Texas
Agent Reply

Comment View more comments Suzanne Milligan Sansom It is in tier 2 so the policies sold here will include wind. Some will require 2% wind/hail/hurricane. Regional carriers tend to do better.

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Nga Tea Do I do in Fort Bend County. (Farmers Insurance)

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Comment as Justin Clay Leonard posted to Insurance Soup™ Safeco letting me write 4 llc landlord policies but making me put them under the umbrella with primary residence. The owner does not want personal property and llc property commingling under same umbrella for liability reasons. Any stand alone umbrella suggestions for the rentals? All reactions:

Carriers mentioned: Safeco
Agent Reply

Comment View more comments Jim Cowen All-star contributor WAIT! For "liability reasons"???? Insured is confused. Having insurance does not CREATE a liability! Now, if he wanted it separate for tax reasons, or accounting reasons, maybe ok.Or, if they are not owned by him (i.e. LLC or partnership), then mayb… See more

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Comment as Justin

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