Question for the group. Had a client have some wind damage on their...

Question for the group. Had a client have some wind damage on their water pivot out in their crops field. The company they are with is saying they they are covered under ACV. Insured is upset that it is not RC. They are claiming that Country covers them at RC. I was wondering if anyone knows of any companies that will cover it at RC and if someone can confirm how country financial covers those. Every one i have talked to so far is saying they are ACV. This farm is in Illinois. See less

Carriers Mentioned

RLI Country Financial American Family Auto-Owners Pekin

States

Illinois

Risk Types

farm, crop, irrigation pivot, wind damage

Agent Replies (5)

Agent Reply

Amfam offers rc on newer pivots.

Carriers mentioned: American Family
Agent Reply

Is it ACV now and recoverable depreciation when replaced?

Agent Reply

Question about Auto Owners. Have a client that for years has had their umbrella with Auto Owners, farm is with a county mutual and Auto is with Pekin insurance. Their Auto Owners agent is telling them that they have to write all of the insurance if they want to keep the umbrella. Just wanted to see if that is true and did it just change if it is true.

Carriers mentioned: Auto-Owners, Pekin
Agent Reply

turned off commenting for this post. Michael Thompson Auto owners used t be very flexible in terms of excess, they have tightened up.

Carriers mentioned: Auto-Owners
Agent Reply

Just put the umbrella with RLI

Carriers mentioned: RLI

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