Hey, I have a trucking question with one of my truckers. Due to the...

Hey, I have a trucking question with one of my truckers. Due to the commodities he hauls it is about 40k per truck. He is looking at buying a truck to turn his current into a spare and use the new truck. Well I ran that by the UW and due to the filings all trucks he owns need liability under that policy. I brought that answer to him and he said everyone he knows garages their truck and has a spare.