Andy Ehrlich Prudential will. If it's 3 times a week or less, they could rate the person non-tobacco.
So has anyone found since April that writing simplified issue term has gotten more restrictive on underwriting? Thoughts?
http://mp-leads.com/ Interesting concept, anyone use these leads? MP-LEADS.COM MP-Leads.com – Insurance Lead Warehouse
A lot of companies rate those as standard smoker