Farmers agents in Texas - trying to help one of my clients out. He...

Farmers agents in Texas - trying to help one of my clients out. He has some insurance with me (his LLC for ranching business) and some with Farmers (personal home/auto). He also has an umbrella in place with them. He just insured a boat and some jet skis with Progressive and asked his agent if they’re covered under the umbrella with Farmers. His agent said yes but has not requested a copy of the policy. Client feels like that’s a “gra