Real carrier recommendations from independent insurance agents who have placed personal and commercial umbrella and excess liability coverage in Colorado.
Real conversations from agents about placing personal and commercial umbrella and excess liability coverage in Colorado.
I have a client with a seasonal 600 sq. ft. cabin in the middle of no where, Colorado. The Colorado Fair Plan is the only option for covering the dwelling. The premium is around $3,500/year. The client doesn’t want coverage on the cabin itself — they only need liability coverage so the property...
Looking for some guidance on an umbrella policy scenario in Colorado. Client originally approached me with what appeared to be a primary residence, rental property, and 1 vehicle. However, it turns out the “primary residence” is actually her former residence, which is where her son now lives....
Based on agent discussions, carriers frequently mentioned for personal and commercial umbrella and excess liability coverage in Colorado include various surplus and admitted carriers. Availability varies by specific risk details.
Many agents report difficulty placing personal and commercial umbrella and excess liability coverage in Colorado. Our database contains 2 discussions specifically about this niche in Colorado, reflecting the ongoing challenges agents face finding willing carriers.
Independent agents in Colorado recommend networking with peers, working with wholesale brokers like RT Specialty or Kinsale, and checking surplus lines markets. Browse the 2 agent discussions below for specific carrier recommendations.