Where to Place Umbrella & Excess Liability Insurance in California

Real carrier recommendations from independent insurance agents who have placed personal and commercial umbrella and excess liability coverage in California.

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Discussions
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Agent Replies
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Carriers Mentioned

Top Carriers for Umbrella & Excess Liability Insurance in California

These carriers are most frequently recommended by agents for placing personal and commercial umbrella and excess liability coverage in California.

Cincinnati 3 mentions Chubb 1 mention

Agent Discussions About Umbrella & Excess Liability Insurance in California

Real conversations from agents about placing personal and commercial umbrella and excess liability coverage in California.

Discussion

CA- PERSONALUMBRELLA MARKETS, client currently with personalumbrella.com but they now require 500/500/100 underlying auto limits, and he doesn't want to change his auto company. Any other Preferred markets you can suggest? I've tried G.A.s, Hudson IInsurance etc but they are very expensive. thanks

📍 California, Kentucky 🏢 Cincinnati 💬 5 replies

View more comments Stacey Joseph Milhorn They are waiting until the heat dies down and then will quietly pass it. We have to keep fighting against it.

Suzanne Jones McMillan replied Comment as Justin Insurance Soup™ Daniel Bucklew All-star contributor Cincinnati Insurance... How long does a customer have to pay before they get cancelled for...

Comment View more comments Chad Sherrer All-star contributor That doesn’t make sense. How can they sign the original application 15 months later? Everything would have timed out. No one can backdate...

Umbrella/Excess for Janitorial Cleaning Company in California - $5M

Which carrier would write an excess or umbrella policy over professional liability, general liability, workers' compensation, commercial auto, and hired and non-owned auto liability for $5 million in California for a janitorial cleaning company? The excess over the professional liability coverage...

📍 California

Discussion

Goodmorning! Looking for PL umbrella options (aside from Chubb) that will provide a 5 mil umbrella (also another excess 5) for a pro athlete. So far all turndowns due to the profession. Market and MGA who can would be great. Already tried AMWINS and 1mil is all they could muster....this is in...

📍 California 🏢 Chubb

Discussion

Good afternoon, looking for an umbrella carrier to write 4 million in CA two properties are with a non admitted carrier These are current declines Farmers… See more

📍 California

Discussion

Looking for an Umbrella carrier to insure a LLC flipping houses in CA. All reactions:

📍 California

Frequently Asked Questions

Which carriers write personal and commercial umbrella and excess liability coverage in California?

Based on agent discussions, carriers frequently mentioned for personal and commercial umbrella and excess liability coverage in California include Cincinnati, Chubb. Availability varies by specific risk details.

Is personal and commercial umbrella and excess liability coverage hard to place in California?

Many agents report difficulty placing personal and commercial umbrella and excess liability coverage in California. Our database contains 5 discussions specifically about this niche in California, reflecting the ongoing challenges agents face finding willing carriers.

How do I find a carrier for personal and commercial umbrella and excess liability coverage in California?

Independent agents in California recommend networking with peers, working with wholesale brokers like RT Specialty or Kinsale, and checking surplus lines markets. Browse the 5 agent discussions below for specific carrier recommendations.