Real carrier recommendations from independent insurance agents who have placed Airbnb hosts and short-term vacation rentals in Florida.
Real conversations from agents about placing Airbnb hosts and short-term vacation rentals in Florida.
Happy Saturday! Can anyone chime in and suggest some options for a fifth wheel RV that stays parked in a RV resort in FL year round but is only occupied by the owner 4-5 months each year? No rental or Airbnb. And the only time it will move is if it needs to go in for service.
If a client is renting a home like an AirBnB but privately brokered and HO-3 liability does not extend, who are we going to for a short term rental policy that offers at least $1 mil in liability during their two week stay? Residence state is FL, renta
Based on agent discussions, carriers frequently mentioned for Airbnb hosts and short-term vacation rentals in Florida include various surplus and admitted carriers. Availability varies by specific risk details.
Many agents report difficulty placing Airbnb hosts and short-term vacation rentals in Florida. Our database contains 2 discussions specifically about this niche in Florida, reflecting the ongoing challenges agents face finding willing carriers.
Independent agents in Florida recommend networking with peers, working with wholesale brokers like RT Specialty or Kinsale, and checking surplus lines markets. Browse the 2 agent discussions below for specific carrier recommendations.