Real carrier recommendations from independent insurance agents who have placed hair salons, nail salons, spas, and barbershops in Tennessee.
Real conversations from agents about placing hair salons, nail salons, spas, and barbershops in Tennessee.
I need guidance! We have a nail salon that has 2 W-2 employees and 8+ that are 1099. We are telling him that the 1099s have to have their own underlying coverage and he said that the coverage he has does not require underlying coverage on the subs. I am in TN and he has locations in GA and AL. Has...
I need guidance! We have a nail salon that has 2 W-2 employees and 8+ that are 1099. We are telling him that the 1099s have to have their own underlying coverage and he said that the coverage he has does not require underlying coverage on the subs. I am in TN and he has locations in GA and AL. Has...
Based on agent discussions, carriers frequently mentioned for hair salons, nail salons, spas, and barbershops in Tennessee include various surplus and admitted carriers. Availability varies by specific risk details.
Many agents report difficulty placing hair salons, nail salons, spas, and barbershops in Tennessee. Our database contains 2 discussions specifically about this niche in Tennessee, reflecting the ongoing challenges agents face finding willing carriers.
Independent agents in Tennessee recommend networking with peers, working with wholesale brokers like RT Specialty or Kinsale, and checking surplus lines markets. Browse the 2 agent discussions below for specific carrier recommendations.