Where to Place Personal Auto & Hard-to-Place Vehicle Insurance in Texas

Real carrier recommendations from independent insurance agents who have placed hard-to-place personal auto, exotic cars, and specialty vehicles in Texas.

11
Discussions
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Agent Replies
12
Carriers Mentioned

Top Carriers for Personal Auto & Hard-to-Place Vehicle Insurance in Texas

These carriers are most frequently recommended by agents for placing hard-to-place personal auto, exotic cars, and specialty vehicles in Texas.

Progressive 5 mentions GEICO 3 mentions BHHC 2 mentions Great West 2 mentions Canal 2 mentions biBERK 2 mentions Cover Whale 2 mentions Selective 2 mentions Kemper 1 mention Safeco 1 mention Hagerty 1 mention American Modern 1 mention

Agent Discussions About Personal Auto & Hard-to-Place Vehicle Insurance in Texas

Real conversations from agents about placing hard-to-place personal auto, exotic cars, and specialty vehicles in Texas.

Discussion

Where can we insure an International 3800 (school bus) that has no rear seats? It is customized and used for pleasure only. The client wants auto liability only. Bristol and Kemper write commercial non-business policies, but not for buses. California All reactions:

πŸ“ California, Tennessee, Texas, Florida 🏒 BHHC, Progressive, Great West, Canal, biBERK, Cover Whale, Kemper, GEICO πŸ’¬ 8 replies

View more answers Cristian Monteagudo Rising contributor I think biberk stopped writing that product so if you’re locked in, it’s hard to beat the rates. At least in FL, not sure about CA

View 1 reply Curtis Rock Top contributor Have you tried any MGAs like AmWins or CRC?

Answer as Justin Alfonso Velasquez posted to Insurance Soupβ„’ Top contributor What trucking carriers in Texas would take a tractor that is 26 years old and a reefer that is 12 years old? So far, I...

Discussion

I am looking for an independent agent in or near Georgetown, TX please - I have a family member moving there and she needs to get insurance. Thank you in advance independents! All reactions:

πŸ“ Texas, Michigan 🏒 Selective πŸ’¬ 8 replies

View more answers Jeremy Thompson Top contributor I am able to.

Peter Bellendir Rising contributor Also in Wisco. Have selective, Badger, and Society.

Answer as Justin Elissa Howe posted to Insurance Soupβ„’ Not entirely sure if this is a possibility, but does anyone know of a market for professional liability for a company that manufactures medical...

TX - This is in Texas. Truck owner has their truck at a body...

This is in Texas. Truck owner has their truck at a body shop. Truck has window broken out while at shop but no other damage & nothing is stolen. Shop replaced window & tint but does not disclose to truck owner & does not charge owner anything obviously. Owner finds broken glass under seat &...

πŸ“ Texas

Texas - GEICO - Texas Agents (Houston area) My neighbor

Texas Agents (Houston area) My neighbor asked for my guidance. Her husband works for the City of Houston and was given a company car. They say he needs to insure it. Which company is best for non-owned auto coverage? They have their personal cars with Geico, but they wouldn't do it.

πŸ“ Texas 🏒 GEICO

Discussion

TX - Quoting an HVAC company that does commercial jobs over 3 stories. They are currently insured with State Harm for GL, WC, and Comm Auto. No standard company I have spoken with will consider any work over 2 or 3 stories for any trade. How is State Harm doing this? Also, the owner's truck, used...

πŸ“ Texas

Discussion

I need an agent in MA for a smaller monoline commercial auto... All reactions: Dean Giem turned off commenting for this post. Juan Munguia What carriers are writing commercial auto for guided tours in the Hill Country part of Texas? Anyone insured one in the past? Quoted Progressive and they have...

πŸ“ Texas, Massachusetts 🏒 Progressive

Discussion

What carriers are writing commercial auto for guided tours in the Hill Country part of Texas? Anyone insured one in the past? Quoted Progressive and they have turned it down. All reactions:

πŸ“ Texas 🏒 Progressive

Discussion

Client in Texas needs a 300 CSL auto policy and minimum $5k cargo coverage per vehicle for a very small Moving company. I can obviously find commercial auto policies with 300 CSL but cargo coverage is specifically excluded for moving companies. Does anyone have any recommendations for the cargo...

πŸ“ Texas

Discussion

Any commercial auto carrier in Texas good for a small moving company? Furniture/household goods etc?

πŸ“ Texas

Discussion

Need help in TX. Any recommendations where to insure a 2021 Lamborghini Huracan valued at $270K? Safeco initially said yes but now declines. Hagerty wants him to have a year experience insured elsewhere due to the power of this vehicle. Progressive caps at $250K stated amount so that’s a...

πŸ“ Texas 🏒 Safeco, Progressive, Hagerty, American Modern

Discussion

Hello, TEXAS agents, what carriers have the best rates for comp/collision coverage auto insurance for "drivers without a driver’s license"? Thank you, All reactions:

πŸ“ Texas

Frequently Asked Questions

Which carriers write hard-to-place personal auto, exotic cars, and specialty vehicles in Texas?

Based on agent discussions, carriers frequently mentioned for hard-to-place personal auto, exotic cars, and specialty vehicles in Texas include Progressive, GEICO, BHHC, Great West, Canal. Availability varies by specific risk details.

Is hard-to-place personal auto, exotic cars, and specialty vehicles hard to place in Texas?

Many agents report difficulty placing hard-to-place personal auto, exotic cars, and specialty vehicles in Texas. Our database contains 11 discussions specifically about this niche in Texas, reflecting the ongoing challenges agents face finding willing carriers.

How do I find a carrier for hard-to-place personal auto, exotic cars, and specialty vehicles in Texas?

Independent agents in Texas recommend networking with peers, working with wholesale brokers like RT Specialty or Kinsale, and checking surplus lines markets. Browse the 11 agent discussions below for specific carrier recommendations.