Real carrier recommendations from independent insurance agents who have placed hard-to-place personal auto, exotic cars, and specialty vehicles in Ohio.
These carriers are most frequently recommended by agents for placing hard-to-place personal auto, exotic cars, and specialty vehicles in Ohio.
Real conversations from agents about placing hard-to-place personal auto, exotic cars, and specialty vehicles in Ohio.
Question for State Farm - Ohio Our commercial auto client was in an accident with a State Farm client on 12/02/25. State Farm client was at fault party. State Farm deemed my insured's vehicle a total loss. Insured paid $442.00 at time of loss to have vehicle towed. Now State Farm is stating...
Comment View more answers Paul Fulmer Top contributor reasonable towing costs are typically considered part of the loss. “But for” the accident, your insured wouldn’t have incurred that expense. I’d...
View 1 reply Darryl Stidham All-star contributor Kaleigha Moore Fitch what say you?
SF agents in Ohio. Are SF auto policies permissive use policies? We have an insured that was rear ended by a SF insured vehicle. SF indicated to our insured that there is a high probability that they will decline the claim as the driver was not a listed driver on the policy even though the...
View more answers John P Gracey The fact the owner was a passenger in the vehicle does not negate any policy guidelines regarding unlisted drivers that are required to be rated for coverage to apply.
View 1 reply Amy Glidewell Top contributor Does the at fault driver live with policy owner? If so does the at fault driver have a policy elsewhere?
View 1 reply Answer as Justin Mike Cholodewitsch posted to Insurance Soup™ All-star contributor In the office the Friday after Christmas. Is anything getting done? Nope. bryguyferreira · Original...
Hello!! I need an Allstate agent near port st lucy in florida, have a current customers referral that lives in the area and would like to shop around. Feel free to dm me ᵕ̈ All reactions:
View more answers Dale Hughey Rising contributor I’m appointed I Fl but there is a binding freeze due to a hurricane! I can quote it ! 423.710.2328
Answer as Justin Holly Heath posted to Insurance Soup™ Hello!! Do I have any Allstate agents in florida? I have a customer that we are writing their primary home in Ohio and they have a home and...
Comment View more answers Brandon A. Lester Top contributor Allstate agents are struggling in FL. I would definitely refer your client to an independent agent in Florida unless you want their home...
Ohio - Guys, I know the short answer here but seriously asking... how does State Farm get away with putting commercial vehicles on personal policies??? Only in the last week I've had a F550, and F450 flatbed and a box truck!!! What the heck!
Needing Soup's help! I have an insured who purchased a 2002 Ford Bus that seats 8 with perimeter seating. He wants to use it personally for taking friends out on the town. Not for hire. Anyone know where I should try next? Ohio. Progressive - declined. National General - declined. Pekin - declined.
I’m looking to place a Lamborghini Urus in Ohio. Currently declined by Haggerty, Travelers, Open Road, Progressive, Chubb (without a ton of supporting business) any other ideas? All reactions:
Ohio risk. School bus with all seats out. All decals off Titled as a van. Where are you placing them?… See more All reactions:
What carrier would take a McLaren 750S in Ohio?
Based on agent discussions, carriers frequently mentioned for hard-to-place personal auto, exotic cars, and specialty vehicles in Ohio include State Farm, National General, Chubb, Allstate, Progressive. Availability varies by specific risk details.
Many agents report difficulty placing hard-to-place personal auto, exotic cars, and specialty vehicles in Ohio. Our database contains 8 discussions specifically about this niche in Ohio, reflecting the ongoing challenges agents face finding willing carriers.
Independent agents in Ohio recommend networking with peers, working with wholesale brokers like RT Specialty or Kinsale, and checking surplus lines markets. Browse the 8 agent discussions below for specific carrier recommendations.
Answer as Justin Jen Frazier posted to Insurance Soup™ Top contributor Question for State Farm - Ohio Our commercial auto client was in an accident with a State Farm client on 12/02/25. State Farm...