Real carrier recommendations from independent insurance agents who have placed hard-to-place personal auto, exotic cars, and specialty vehicles in Michigan.
These carriers are most frequently recommended by agents for placing hard-to-place personal auto, exotic cars, and specialty vehicles in Michigan.
Real conversations from agents about placing hard-to-place personal auto, exotic cars, and specialty vehicles in Michigan.
Question for State Farm - Ohio Our commercial auto client was in an accident with a State Farm client on 12/02/25. State Farm client was at fault party. State Farm deemed my insured's vehicle a total loss. Insured paid $442.00 at time of loss to have vehicle towed. Now State Farm is stating they...
reasonable towing costs are typically considered part of the loss. “But for” the accident, your insured wouldn’t have incurred that expense. I’d recommend resubmitting the tow bill and asking for a...
Fitch what say you?
Looking for suggestions in Michigan where to insure a 2026 McLaren 750S Spider, valuation $475,000. Hagerty said no even though all his other high value vehicles are with them with no claim history.
We are keeping in house as it is my owners father in law and he owns many high end vehicles. Many great suggestions. Thank you.
Hagerty will insure a McLaren after insured has owned it for a year as long as there is no loss. McLarens have high loss ratio and their underwriting is a little different from other high performance...
I got you! Keith Pennala- State Farm Agent
Looking for an agent near Escanabal Michigan. I have an elderly client who is moving there and I am not licensed. She has 1 auto, and probably will also need renters insurance.
Farmers goes to 50k on the H06, umbrella adds another $1 mil on top of that.
360 will go to $150K in WA. It may be similar in MN.
Hoping a farmers agent might be able to help me (mn specific but I dont think the state will matter) . I have a prospect trying to provide me with her dec pages. Would a farmers agent be able to tell...
I am looking for an independent agent in or near Georgetown, TX please - I have a family member moving there and she needs to get insurance. Thank you in advance independents!
I am able to.
Also in Wisco. Have selective, Badger, and Society.
Not entirely sure if this is a possibility, but does anyone know of a market for professional liability for a company that manufactures medical implants that would be on an occurrence form? Michigan.
Any Progressive people help me here. I’m a Michigan Farm Bureau guy so I am really trying to understand. I have a Dad who is the only named insured listed on the auto policy. He has two kids, 22 yrs old and 24 years old. The kids cars are registered in their own names and they also have loans only...
Progressive writes a Household Policy. They’re not the only carrier that does this either. They care about the Household Members. You select the Titleholder on the policy.
Farmers did too
I have a client with a commercial auto fleet, he tells me a friend in his industry changed his fleet to Cincinnati Insurance and that they are not required to list drivers on the policy and everyone's covered. Located in Michigan. Cincinnati commercial agents able to confirm this?
Snowbird Insurance Dilemma: Auto Owners in 2 States Michigan Agent here!!! I have a question for Florida Agents!! I have a couple that have Auto Owners in MI for their primary home and auto and Auto Owners in FL for that home and auto. They go to FL in the winter and have always been able to put...
Looking for an agent in Michigan for personal auto quote . Email me your contact maria@theforwardinsurance.com - thank you
Based on agent discussions, carriers frequently mentioned for hard-to-place personal auto, exotic cars, and specialty vehicles in Michigan include Chubb, State Farm, Hagerty, American Modern, Cincinnati. Availability varies by specific risk details.
Many agents report difficulty placing hard-to-place personal auto, exotic cars, and specialty vehicles in Michigan. Our database contains 8 discussions specifically about this niche in Michigan, reflecting the ongoing challenges agents face finding willing carriers.
Independent agents in Michigan recommend networking with peers, working with wholesale brokers like RT Specialty or Kinsale, and checking surplus lines markets. Browse the 8 agent discussions below for specific carrier recommendations.
Question for State Farm - Ohio Our commercial auto client was in an accident with a State Farm client on 12/02/25. State Farm client was at fault party. State Farm deemed my insured's vehicle a total...