Where to Place Personal Auto & Hard-to-Place Vehicle Insurance in Florida

Real carrier recommendations from independent insurance agents who have placed hard-to-place personal auto, exotic cars, and specialty vehicles in Florida.

11
Discussions
16
Agent Replies
17
Carriers Mentioned

Top Carriers for Personal Auto & Hard-to-Place Vehicle Insurance in Florida

These carriers are most frequently recommended by agents for placing hard-to-place personal auto, exotic cars, and specialty vehicles in Florida.

Progressive 5 mentions GEICO 4 mentions Allstate 3 mentions BHHC 2 mentions Great West 2 mentions Canal 2 mentions biBERK 2 mentions Cover Whale 2 mentions Citizens 2 mentions Travelers 2 mentions Kemper 1 mention State Farm 1 mention Hagerty 1 mention Safeco 1 mention Mercury 1 mention

Agent Discussions About Personal Auto & Hard-to-Place Vehicle Insurance in Florida

Real conversations from agents about placing hard-to-place personal auto, exotic cars, and specialty vehicles in Florida.

Discussion

Where can we insure an International 3800 (school bus) that has no rear seats? It is customized and used for pleasure only. The client wants auto liability only. Bristol and Kemper write commercial non-business policies, but not for buses. California

πŸ“ California, Tennessee, Texas, Florida 🏒 BHHC, Progressive, Great West, Canal, biBERK, Cover Whale, Kemper, GEICO πŸ’¬ 7 replies

I think biberk stopped writing that product so if you’re locked in, it’s hard to beat the rates. At least in FL, not sure about CA

Have you tried any MGAs like AmWins or CRC?

What trucking carriers in Texas would take a tractor that is 26 years old and a reefer that is 12 years old? So far, I have quotes from Progressive and BHHC. Cover Whale declined because they do not...

Discussion

Hello!! I need an Allstate agent near port st lucy in florida, have a current customers referral that lives in the area and would like to shop around. Feel free to dm me α΅•Μˆ

πŸ“ Ohio, Florida 🏒 Citizens, Allstate πŸ’¬ 4 replies

I’m appointed I Fl but there is a binding freeze due to a hurricane! I can quote it ! 423.710.2328

Hello!! Do I have any Allstate agents in florida? I have a customer that we are writing their primary home in Ohio and they have a home and other items that need written in Florida. Feel free to dm...

Allstate agents are struggling in FL. I would definitely refer your client to an independent agent in Florida unless you want their home written with the state insurance provider Citizens.

Discussion

Hello all! I’m located in FL and had a client call this evening regarding a new vehicle he’s interested in purchasing. He wanted me to check the premium if he decides to go through with the sale, but stated the dealership told him they could get him a β€œbetter & cheaper” policy through Progressive?...

πŸ“ Florida 🏒 Progressive πŸ’¬ 3 replies

We’d love to help All About It Remodeling LLC

Either works on the level of trust you have for your VA. Also some people do not want to add their VA as a cohost, so they give them access to login with their credentials.

Check the police department.

Discussion

I moved to Florida. Who wants to write my auto policy? 1st person to comment will get my info.

πŸ“ Florida πŸ’¬ 2 replies

Get checked for Baxters nerve entrapment

I also went through plantar fasciti surgery but the pain is still there even though not so severe

Street legal golf cart in Florida - who will insure

who will insure a street legal golf cart in Florida?

πŸ“ Florida

Discussion

Looking for an agent near or in Hollywood Beach, FL for a business client of mine that is buying a condo there. He may also need personal auto in the future. Please send me your info if you can help him!

πŸ“ Florida

Discussion

besides state farm... is there any company where you can suspend coverage on a personal car without returning the plates?(florida)

πŸ“ Florida 🏒 State Farm

Discussion

Snowbird Insurance Dilemma: Auto Owners in 2 States Michigan Agent here!!! I have a question for Florida Agents!! I have a couple that have Auto Owners in MI for their primary home and auto and Auto Owners in FL for that home and auto. They go to FL in the winter and have always been able to put...

πŸ“ Florida, Michigan

Discussion

Asking for a family member that has Progressive direct in Florida. He signed a driver exclusion form for another driver in the house that had a really bad driving history. This other driver has their own car and own insurance policy with Geico... IF that person were to use his car being an excluded...

πŸ“ Florida 🏒 GEICO, Progressive

Discussion

Where are y'all placing high end "performance" luxury SUV's for your clients purchasing them under a commercial name in FLORIDA 2019 Lamborghini URUS - $200k value Travelers, Hagerty, American Collectors, SafeCo, Mercury and Geico have all declined.

πŸ“ Florida 🏒 Hagerty, Safeco, Travelers, GEICO, Mercury, American Collectors

Discussion

How is Progressive literally always this much cheaper than everyone else. My other reps are all asking for more sales but Progressive is always cheaper for low risk and high risk. (this is florida, I also have liberty mutual & Travelers too it was just inelgible for this particular risk)

πŸ“ Florida 🏒 Progressive, Liberty Mutual, Travelers

Frequently Asked Questions

Which carriers write hard-to-place personal auto, exotic cars, and specialty vehicles in Florida?

Based on agent discussions, carriers frequently mentioned for hard-to-place personal auto, exotic cars, and specialty vehicles in Florida include Progressive, GEICO, Allstate, BHHC, Great West. Availability varies by specific risk details.

Is hard-to-place personal auto, exotic cars, and specialty vehicles hard to place in Florida?

Many agents report difficulty placing hard-to-place personal auto, exotic cars, and specialty vehicles in Florida. Our database contains 11 discussions specifically about this niche in Florida, reflecting the ongoing challenges agents face finding willing carriers.

How do I find a carrier for hard-to-place personal auto, exotic cars, and specialty vehicles in Florida?

Independent agents in Florida recommend networking with peers, working with wholesale brokers like RT Specialty or Kinsale, and checking surplus lines markets. Browse the 11 agent discussions below for specific carrier recommendations.