Where to Place Mobile & Manufactured Home Insurance in California

Real carrier recommendations from independent insurance agents who have placed mobile homes and manufactured housing in California.

4
Discussions
4
Agent Replies
3
Carriers Mentioned

Top Carriers for Mobile & Manufactured Home Insurance in California

These carriers are most frequently recommended by agents for placing mobile homes and manufactured housing in California.

Foremost 4 mentions American Modern 3 mentions Kinsale 3 mentions

Agent Discussions About Mobile & Manufactured Home Insurance in California

Real conversations from agents about placing mobile homes and manufactured housing in California.

Discussion

Hello everyone, I have two quotes for a manufactured home located in a high fire-risk area. Are there any carriers currently offering DIC (Difference in Conditions) policies? #CaliforniaAgents

📍 California 🏢 Foremost, Kinsale, American Modern 💬 4 replies

Aegis

Aegis, bamboo(if 433A), foremost, CK Specialty for strange ones. Aspera(Kinsale)

Foremost, American Modern, KW Specialty, and First Cap

CA Manufactured Home - American Modern Canceled - Aegis DIC Alternative

CA manufactured home question. Had a customer with American Modern that canceled (his fault) and then they went on moratorium so I couldn't rewrite. I came on here last year and the consensus was CFP with Aegis DIC due to lack of options and that's what we did. It's renewal time and want to be sure...

📍 California 🏢 American Modern

Discussion

Builder’s Risk Coverage Question Hey everyone, does anyone know of a carrier or program that offers builder’s risk coverage for manufactured/mobile homes? I’m especially looking for options in California, but I’d also love to hear about anything available in general. Thanks in advance for any...

📍 California

Discussion

Does anyone have a market for builders risk in CA for manufactured home installation? This is a corporation that owns the land, has the manufactured homes delivered, they remove axles and attach to a permanent foundation, then sell them. Many are already presold by the time the home is...

📍 California 🏢 Kinsale

Frequently Asked Questions

Which carriers write mobile homes and manufactured housing in California?

Based on agent discussions, carriers frequently mentioned for mobile homes and manufactured housing in California include Foremost, American Modern, Kinsale. Availability varies by specific risk details.

Is mobile homes and manufactured housing hard to place in California?

Many agents report difficulty placing mobile homes and manufactured housing in California. Our database contains 4 discussions specifically about this niche in California, reflecting the ongoing challenges agents face finding willing carriers.

How do I find a carrier for mobile homes and manufactured housing in California?

Independent agents in California recommend networking with peers, working with wholesale brokers like RT Specialty or Kinsale, and checking surplus lines markets. Browse the 4 agent discussions below for specific carrier recommendations.