Real carrier recommendations from independent insurance agents who have placed landscaping companies and lawn care services in Georgia.
Real conversations from agents about placing landscaping companies and lawn care services in Georgia.
I have some accounts that are landscaping companies, where they pay their workers as 1099s instead of classifying them as W2s. After reading the policy forms and researching case law, it seems like there is a serious grey area on whether or not a company’s GL policy would respond if there is a...
There are companies that pay their employees as 1099’s. In the eyes of insurance we don’t care how the taxes are filed. If they are only working for your insured, they are considered an employee. Do...
I’m curious to hear from any agency owners out there who have successfully completed a professional certification (CIC, CPCU, etc.). I’d love to hear some advice on how you carved out time. I...
If Anyone in NC/TN/SC/GA/FL knows anyone needing someone with a mini excavator and insured operator.(excavation, debris removal, tree felling/logging, landscape). I have an insured that just got out of the Marine Corps 4 months ago who is headed to the east coast from Idaho with his truck, trailer...
Michael McCormick or Taylor Dobbie let me know if this isn’t allowed… If Anyone in NC/TN/SC/GA/FL knows anyone needing someone with a mini excavator and insured operator.(excavation, debris removal, tree felling/logging, landscape) I have an insured that just got out of the Marine Corps 4 months...
Based on agent discussions, carriers frequently mentioned for landscaping companies and lawn care services in Georgia include various surplus and admitted carriers. Availability varies by specific risk details.
Many agents report difficulty placing landscaping companies and lawn care services in Georgia. Our database contains 3 discussions specifically about this niche in Georgia, reflecting the ongoing challenges agents face finding willing carriers.
Independent agents in Georgia recommend networking with peers, working with wholesale brokers like RT Specialty or Kinsale, and checking surplus lines markets. Browse the 3 agent discussions below for specific carrier recommendations.
There is no such thing as a 1099 employee. They are either subcontractors or employees. If they are being paid as subcontractors, they must behave like subcontractors. There should be a written...