Where to Place Homeowners & Hard-to-Place Property Insurance in Texas

Real carrier recommendations from independent insurance agents who have placed hard-to-place homeowners, landlord, and property risks in Texas.

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Discussions
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Agent Replies
10
Carriers Mentioned

Top Carriers for Homeowners & Hard-to-Place Property Insurance in Texas

These carriers are most frequently recommended by agents for placing hard-to-place homeowners, landlord, and property risks in Texas.

Safeco 4 mentions Chubb 3 mentions Foremost 3 mentions Travelers 2 mentions Allstate 2 mentions Progressive 2 mentions Selective 2 mentions USAA 1 mention State Farm 1 mention USLI 1 mention

Agent Discussions About Homeowners & Hard-to-Place Property Insurance in Texas

Real conversations from agents about placing hard-to-place homeowners, landlord, and property risks in Texas.

Discussion

Who do you recommend for website management? - social media - Google review - post sale email/text All reactions:

📍 Texas 🏢 Foremost, Travelers, Allstate, Safeco, Progressive 💬 8 replies

View more comments Toby Hartman Rising contributor We built our own CRM that does the white glove customer experience we wanted. Drop me your email and I can send you a video how the texting / email...

Grace Chipp Williams Rising contributor These are all pretty easy to setup yourself vs paying for a 3rd party. I've done it at basically every job I've ever had and I'm self taught. No formal...

Edited Comment as Justin Molly Johnson posted to Insurance Soup™ Rising contributor Has anyone written a group youth Foster home in Texas? Who did you get to quote it / write it? All reactions:

Discussion

I am looking for an independent agent in or near Georgetown, TX please - I have a family member moving there and she needs to get insurance. Thank you in advance independents! All reactions:

📍 Texas, Michigan 🏢 Selective 💬 8 replies

View more answers Jeremy Thompson Top contributor I am able to.

Peter Bellendir Rising contributor Also in Wisco. Have selective, Badger, and Society.

Answer as Justin Elissa Howe posted to Insurance Soup™ Not entirely sure if this is a possibility, but does anyone know of a market for professional liability for a company that manufactures medical...

Discussion

TX! Hi peers! I have a client (close friend of mine). Has flat roof (El Paso). Can't seem to get him coverage and he needs asap (mortgage forceplased). Anyone care quoting? DM me, I got all info. Thanks!

📍 Texas 💬 7 replies

I can SureCover Insurance Agency 210-931-2827

Message me

I can help we do flat roof

Discussion

Where are we writing our high value home/farm policies in Texas? 2 million dollar home in one location with a farm endorsement to include 1400 acres in another location. All reactions:

📍 Texas, Ohio 💬 5 replies

View more comments Ann Wood Was it fungal or nail bed damage or both? Did it hurt? During and after? Hope you heal soon! Thanks for sharing

Edited Julie Dean replied 1 Reply CH Leong Hi, what did the doc do to the nails?

CH Leong replied Comment as Justin Ohio Contractors and Subcontractors services rendered or needed Tamir El-tobgy Hello! I'm looking for a painter to help us with our home in Shaker. We need a full...

Discussion

*** Texas Agents **** Will Chubb write a monoline secondary residence with business usage?

📍 Texas, New Mexico 🏢 Chubb 💬 4 replies

I am located in Texas. Tried to write a secondary in NM through Chubb and they wouldn't do it without the primary dwelling, which is in Texas.

No but I may be able to help if needed.

No

USAA roof loss settlement age limit in Texas

Does anyone know, in Texas, if USAA has an age limit on roof loss settlement? For example, most carriers in TX will insure replacement cost on roof surfacing materials up to 8 or 10 years before depreciating...TIA!

📍 Texas 🏢 USAA

$40,000 whiskey collection in Texas - what carrier will cover

What carrier in Texas will cover a $40,000 whiskey collection?

📍 Texas

TX - Inspections - Switching Carriers

How do handle inspections in TX. Insured has been offered a renewal, but she wants to go w/ another carrier who is less but my concern is that she will not pass inspection. I've expressed this to her. She wants to know if she can keep the original policy until inspection is complete on second. I've...

📍 Texas

Discussion

Safeco- TX- Homeowner. Can solar panels be covered?

📍 Texas 🏢 Safeco

Discussion

Texas State Farm people .. Can you insure a tiny home on a normal home owners policy? This tiny home is in an RV park and is not listed as REAL property with the appraisal district. Pic is not the one, but it's not on a trailer frame. No axles and no tongue.

📍 Texas 🏢 State Farm

Discussion

in TX. I need an insurance provider for solar panels installed on the ground. Help! UPDATE: Foremost covers solar panels under Coverage B if they are ground mounted or attached to a seperate structure. Thank you Pryor Robertson for your guidance on this! All reactions:

📍 Texas 🏢 Foremost

Discussion

Good Morning, TX HO-3 that will cover solar panels on the roof of the house? TIA! All reactions:

📍 Texas

Discussion

Safeco- TX- Homeowner Can solar panels be covered ? All reactions:

📍 Texas 🏢 Safeco

Discussion

Texas: Does anyone know of a carrier that will accept a Tesla Solar Roof? TESLA.COM Solar Roof | Tesla

📍 Texas

Discussion

*** Texas Agents **** Will Chubb write a monoline secondary residence with business usage?

📍 Texas 🏢 Chubb

Frequently Asked Questions

Which carriers write hard-to-place homeowners, landlord, and property risks in Texas?

Based on agent discussions, carriers frequently mentioned for hard-to-place homeowners, landlord, and property risks in Texas include Safeco, Chubb, Foremost, Travelers, Allstate. Availability varies by specific risk details.

Is hard-to-place homeowners, landlord, and property risks hard to place in Texas?

Many agents report difficulty placing hard-to-place homeowners, landlord, and property risks in Texas. Our database contains 18 discussions specifically about this niche in Texas, reflecting the ongoing challenges agents face finding willing carriers.

How do I find a carrier for hard-to-place homeowners, landlord, and property risks in Texas?

Independent agents in Texas recommend networking with peers, working with wholesale brokers like RT Specialty or Kinsale, and checking surplus lines markets. Browse the 18 agent discussions below for specific carrier recommendations.