Where to Place Homeowners & Hard-to-Place Property Insurance in Ohio

Real carrier recommendations from independent insurance agents who have placed hard-to-place homeowners, landlord, and property risks in Ohio.

8
Discussions
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Agent Replies
6
Carriers Mentioned

Top Carriers for Homeowners & Hard-to-Place Property Insurance in Ohio

These carriers are most frequently recommended by agents for placing hard-to-place homeowners, landlord, and property risks in Ohio.

Allstate 5 mentions State Farm 2 mentions Citizens 2 mentions NEXT 2 mentions Selective 1 mention OPENLY 1 mention

Agent Discussions About Homeowners & Hard-to-Place Property Insurance in Ohio

Real conversations from agents about placing hard-to-place homeowners, landlord, and property risks in Ohio.

Discussion

Hello!! I need an Allstate agent near port st lucy in florida, have a current customers referral that lives in the area and would like to shop around. Feel free to dm me α΅•Μˆ

πŸ“ Ohio, Florida 🏒 Citizens, Allstate πŸ’¬ 4 replies

I’m appointed I Fl but there is a binding freeze due to a hurricane! I can quote it ! 423.710.2328

Hello!! Do I have any Allstate agents in florida? I have a customer that we are writing their primary home in Ohio and they have a home and other items that need written in Florida. Feel free to dm...

Allstate agents are struggling in FL. I would definitely refer your client to an independent agent in Florida unless you want their home written with the state insurance provider Citizens.

Discussion

Where are we writing our high value home/farm policies in Texas? 2 million dollar home in one location with a farm endorsement to include 1400 acres in another location.

πŸ“ Texas, Ohio πŸ’¬ 4 replies

Was it fungal or nail bed damage or both? Did it hurt? During and after? Hope you heal soon! Thanks for sharing

Hi, what did the doc do to the nails?

and Subcontractors services rendered or needed Tamir El-tobgy Hello! I'm looking for a painter to help us with our home in Shaker. We need a full repaint of the exterior. Anyone have someone that...

Discussion

Ohio Agents: Is there a home carrier that will provide RCV for a 24 year old roof? New purchase - lender requires all losses to be paid at replacement cost. TIA!

πŸ“ Ohio 🏒 State Farm, Allstate πŸ’¬ 2 replies

The entire industry needs to stop doing replacement cost on roofs. There, I said it.

Even if a company would take it, why would an agent even want that risk? State Farm or Allstate where loss ratios don’t matter and the claim would be denied anyways is the only way I could see it.

Discussion

Who here utilizes a drone to collect photos of roofs and clients properties for inspections? Looking for recommendations on a drone that I can use for this purpose.

πŸ“ Ohio, Arizona 🏒 NEXT πŸ’¬ 1 replies

Ohio Real Estate Investors Chris Barton, Realtor Associate US Southwest Real Estate Sales & Marketing Online status indicator Active Chris Barton, Realtor Associate US Southwest Real Estate Sales &...

Selective homeowners with 2 losses in OH - fire and wind

In OH - will Selective insure a Homeowners with 2 losses - 30k fire and 22k wind claim all in the last 3 years? Prospect got a quick quote as it's labeled and just wondering if this has considered loss history or not. UPDATE - there is a 5 year loss free discount on the home quote so that probably...

πŸ“ Ohio 🏒 Selective

Discussion

This is a first for me -- client reached out and has a ranch style home. They live on the main floor of the home and the basement is an Airbnb, 4 beds, 2 baths, laundry, kitchen, etc., with a separate entrance. Who in OH would write this business?! I tried Openly as they said they would BUT the...

πŸ“ Ohio 🏒 OPENLY

Discussion

OHIO Has anyone had any experience with insuring a drone? Insured has a drone valued at $8000 and is inquiring about scheduling it on homeowners. UW said its covered under personal property and liability of the HO (for personal use) but insured wants coverage for physical damage. Has the market...

πŸ“ Ohio

Discussion

SF agents in Ohio. I am quoting an individual that has SF. They are on an HO3. When I did a property inspection I found out that they have a 3600 sq ft pole barn with cattle and several tractors. Their current premium for $450,000 on the house is $1,158 per year in a PC10. I told them there is no...

πŸ“ Ohio

Frequently Asked Questions

Which carriers write hard-to-place homeowners, landlord, and property risks in Ohio?

Based on agent discussions, carriers frequently mentioned for hard-to-place homeowners, landlord, and property risks in Ohio include Allstate, State Farm, Citizens, NEXT, Selective. Availability varies by specific risk details.

Is hard-to-place homeowners, landlord, and property risks hard to place in Ohio?

Many agents report difficulty placing hard-to-place homeowners, landlord, and property risks in Ohio. Our database contains 8 discussions specifically about this niche in Ohio, reflecting the ongoing challenges agents face finding willing carriers.

How do I find a carrier for hard-to-place homeowners, landlord, and property risks in Ohio?

Independent agents in Ohio recommend networking with peers, working with wholesale brokers like RT Specialty or Kinsale, and checking surplus lines markets. Browse the 8 agent discussions below for specific carrier recommendations.