Real carrier recommendations from independent insurance agents who have placed hard-to-place homeowners, landlord, and property risks in Missouri.
These carriers are most frequently recommended by agents for placing hard-to-place homeowners, landlord, and property risks in Missouri.
Real conversations from agents about placing hard-to-place homeowners, landlord, and property risks in Missouri.
Missouri-I have a client who had a total fire loss on their home sep of 2025. Cause undetermined. They had another claim in Oct 2024 from smoke damage that their hvac caused by malfunctioning. Plus, I do not think their credit is great. They are buying a new home, so far all have declined.
Missouri-I have a client who had a total fire loss on their home sep of 2025. Cause undetermined They had another claim in Oct 2024 from smoke damage that their hvac caused by malfunctioning Plus, I do not think their credit is great They are buying a new home, so far all have declined … See more
I have a client that is wanting to insure just some solar panels on his property. Any recommendations? In Missouri. Long story short, he cannot insure them on his homeowners insurance. All reactions:
HOA that host a July 4th event with Fireworks. Completely Volunteer based. GL excludes coverage for the fireworks. Any ideas? In Missouri. USLI Event policy is a No due to the fireworks and wants the HOA to have an outside licensed party lighting the fireworks...
Based on agent discussions, carriers frequently mentioned for hard-to-place homeowners, landlord, and property risks in Missouri include USLI. Availability varies by specific risk details.
Many agents report difficulty placing hard-to-place homeowners, landlord, and property risks in Missouri. Our database contains 4 discussions specifically about this niche in Missouri, reflecting the ongoing challenges agents face finding willing carriers.
Independent agents in Missouri recommend networking with peers, working with wholesale brokers like RT Specialty or Kinsale, and checking surplus lines markets. Browse the 4 agent discussions below for specific carrier recommendations.