Where to Place Homeowners & Hard-to-Place Property Insurance in Minnesota

Real carrier recommendations from independent insurance agents who have placed hard-to-place homeowners, landlord, and property risks in Minnesota.

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Discussions
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Agent Replies
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Carriers Mentioned

Top Carriers for Homeowners & Hard-to-Place Property Insurance in Minnesota

These carriers are most frequently recommended by agents for placing hard-to-place homeowners, landlord, and property risks in Minnesota.

American Modern 1 mention Foremost 1 mention Progressive 1 mention Allstate 1 mention

Agent Discussions About Homeowners & Hard-to-Place Property Insurance in Minnesota

Real conversations from agents about placing hard-to-place homeowners, landlord, and property risks in Minnesota.

Homemade fish house in MN - who will insure

Does anyone have any recommendations on an insurance company that will insure a homemade fish house in MN? It has been inspected, bonded, titled, and now has a VIN by the DMV. Progressive, Foremost, and American Modern have all declined based on the homemade part. Thanks for any suggestions! (Their...

📍 Minnesota 🏢 American Modern, Foremost, Progressive

Knob and Tube Wiring - Rental Property in Minnesota

Any carriers can write knob and tube wiring? Insured doesn't know is that still active because they do have circuit breakers in the property too. Rental property in MN. 2011 roof update

📍 Minnesota

Hard to Place Home in MN - Prior Fire Damage Gutted to Studs

Need help with a hard to place policy in MN. Structure has prior fire damage, it is essentially gutted to a shell of a house right now down to the studs. I was denied by US Assure -- Is there any other companies that are willing to take this risk on? (They will be fully renovating the home).

📍 Minnesota

Discussion

HOA no property but needs CGL & D&O in MN. All high value homes, which apparen

📍 Minnesota

Discussion

Question about allstate home quote in mn. I have a prospect who got an online quote from allstate. He has a 2009 roof. The agent via chat told him that the roof would have replacement cost and that they don't take roof year into account, and instead go by how the roof looks via satellite photos. Im...

📍 Minnesota 🏢 Allstate

Discussion

HOA no property but needs CGL & D&O in MN. All high value homes, which apparently makes them ineligible for several carriers. Where you putting this?

📍 Minnesota

Discussion

MINNESOTA!!! Hey yall! I have a current client in Tennessee that is asking me to find someone to give him some quotes on his landlord property in Minnesota!! Please comment or message me with your EMAIL AND COMPANY!!

📍 Minnesota, Tennessee

Discussion

Who is your go to carrier for PC 10, secondary homes located on an island(Minnesota and Wisconsin)Not accessible by road. Some have grid power, some have solar or generator only.

📍 Minnesota, Wisconsin

Frequently Asked Questions

Which carriers write hard-to-place homeowners, landlord, and property risks in Minnesota?

Based on agent discussions, carriers frequently mentioned for hard-to-place homeowners, landlord, and property risks in Minnesota include American Modern, Foremost, Progressive, Allstate. Availability varies by specific risk details.

Is hard-to-place homeowners, landlord, and property risks hard to place in Minnesota?

Many agents report difficulty placing hard-to-place homeowners, landlord, and property risks in Minnesota. Our database contains 8 discussions specifically about this niche in Minnesota, reflecting the ongoing challenges agents face finding willing carriers.

How do I find a carrier for hard-to-place homeowners, landlord, and property risks in Minnesota?

Independent agents in Minnesota recommend networking with peers, working with wholesale brokers like RT Specialty or Kinsale, and checking surplus lines markets. Browse the 8 agent discussions below for specific carrier recommendations.