Real carrier recommendations from independent insurance agents who have placed hard-to-place homeowners, landlord, and property risks in Illinois.
These carriers are most frequently recommended by agents for placing hard-to-place homeowners, landlord, and property risks in Illinois.
Real conversations from agents about placing hard-to-place homeowners, landlord, and property risks in Illinois.
Illinois: What companies cover homes over 100 years? Foremost Choice, Erie, Safeco only options currently.
While Erie will write homes over 100 years, they don’t really want to write them. It will 100% be inspected by them and they will nit pick every little thing with the home. We typically avoid writing...
Thoughts on Safeco pushing to be a big player on investment properties? Are the rates good? Do you think it will work?
For Illinois Where would you place a $4 million home with an unfenced pool? 14 acre property has permitter fenced. No Chubb or Nationwide Private- outrageous premium lol
I have a client whos father passed away. She lives in one of the houses and I was able to get coverage for that one under the estate. There is another property I need to find coverage for. In a high...
I have a large unique property management firm where owner is at least partial owner for 300+ rental dwellings with 1000-1200 rental units. Which carrier in IL is the best to place habitational with? BTW - new producer and first time producer, super thankful for all the info and insight on this...
Best carrier in IL for condo (HO6) with $1 million unit coverage and $500k for PP?
To my Illinois agents who may have Erie Insurance. What other carriers do you find competitive to Erie?
Any other carriers aside from Chubb, Pure and Cincinnati that will insure homes with wood roofs in IL? TIA
In Illinois here - besides Chubb and Cincinatti, which carriers are insuring wood shake shingles for high-value homes?
Progressive Home in Illinois Can someone in Illinois confirm progressive is giving Home Contracts out. I look today and They say they have Updated HO3 and HO6
What Illinois carriers will accept a cedar roof?
I have a customer who has built a cabin in a campground where he owns a lot. No indoor plumbing but it has electricity and heat. According to him, it costed him $90K to build. How and where can I insure it? Illinois.
Based on agent discussions, carriers frequently mentioned for hard-to-place homeowners, landlord, and property risks in Illinois include Erie, Chubb, Safeco, Auto-Owners, National General. Availability varies by specific risk details.
Many agents report difficulty placing hard-to-place homeowners, landlord, and property risks in Illinois. Our database contains 10 discussions specifically about this niche in Illinois, reflecting the ongoing challenges agents face finding willing carriers.
Independent agents in Illinois recommend networking with peers, working with wholesale brokers like RT Specialty or Kinsale, and checking surplus lines markets. Browse the 10 agent discussions below for specific carrier recommendations.
Auto-Owners, Travelers. Unfortunately with you being an Erie agent, AO will be tough to get.