Real carrier recommendations from independent insurance agents who have placed hard-to-place homeowners, landlord, and property risks in Florida.
These carriers are most frequently recommended by agents for placing hard-to-place homeowners, landlord, and property risks in Florida.
Real conversations from agents about placing hard-to-place homeowners, landlord, and property risks in Florida.
Happy Friday! I am needing some help to identify a roof type. Yes I use Google, but I always get stumped with this kind Current situation: I have a home in NM, beautiful southwestern adobe home with the flat roof. I cannot tell if this is βrolled roofingβ or another type of roof material, that I...
You are able to search permits with mostly every county. Additionally not sure in your state but FL I require a 4pt inspection is required on homes over 30 years old.
In AR, does State Farm has a different policy form that allows a home to be insured for less than the true replacement cost? 2012 brick veneer home- 2365 sq foot- they have insured for 226k⦠the...
Good Builders Risk carriers in Florida, Bonus if they include Wind/Hail. TIA!
Tower Hill will write a dwelling under construction via an HO3 endorsement. No need to rewrite the policy when construction is completed. Of course, liability is included unlike most builder's risk...
Florida Farm Bureau. Super low rates.
Bankers
Client: I found a better policy for less money than what you got me. Me: send me the quote so I can make sure youβre actually getting a better Policy because I donβt see anything less. Me: ok, so the quote you got was for $146,000 less in dwelling coverage, $100,000 less in contents coverage and...
Sent two quotes to a prospect to review over the weekend. One auto and one home. My auto quote saved the prospect $100/month and my home quote saved the prospect $1600/year. The prospect sent it to...
Playing devils advocate... we ALL have these clients! You know, the ones you try to set up review appointments with and they ignore you... so a competitor gets them a quote and suddenly they have...
MonΓ©t Bottenfield when one of our customer says that they got another quote from another insurance company, I always ask them to bring it into us so we can review it. As a few of you have said, nine...
Curious to hear some opinions on the following issue - Florida removal on Property Taxes We hear tons of media driven information, however I prefer to dig into these topics slightly different. As great as it seems for many Homeowners in Florida , If this reform happens and goes on the ballot for...
I would love to help!
Robert Showalter express seamless gutters llc we do 5 inch for five dollars a foot and six inch for six dollars a foot
Radioactive Pinball Arcade Aiken, SC If You Could Buy a Pinball Machine Today, Which One Would You Buy?
Hello!! I need an Allstate agent near port st lucy in florida, have a current customers referral that lives in the area and would like to shop around. Feel free to dm me α΅Μ
Iβm appointed I Fl but there is a binding freeze due to a hurricane! I can quote it ! 423.710.2328
Hello!! Do I have any Allstate agents in florida? I have a customer that we are writing their primary home in Ohio and they have a home and other items that need written in Florida. Feel free to dm...
Allstate agents are struggling in FL. I would definitely refer your client to an independent agent in Florida unless you want their home written with the state insurance provider Citizens.
Looking for carrier guidance in Florida. Does anyone know of a carrier that will write coverage on an original 1923 home? The buyer is purchasing the property in cash and plans to demolish and rebuild in 1-2 years. In the meantime, the property will have annual tenants. The buyer's primary concern...
This is a first for me.... Guy owns home sells it to the sons guy and he is basically the lender on the home. Home is in new guys name. New guy stopped paying and does not have active insurance policy. The guy acting as lender wants make sure they house is covered incase of a fire while they fight...
Need a personal lines agent near Tampa FL for a homeowner quote.
Who are the best 5 home carriers in Florida?
Looking for an agent near or in Hollywood Beach, FL for a business client of mine that is buying a condo there. He may also need personal auto in the future. Please send me your info if you can help him!
Florida Agents Happy Thursday! Who do you place liability only policies through for solar panel net metering?
Florida Agents Happy Monday! Besides Citizens, who is your go to Broker, Carrier, etc. for Personal Lines Wind Insurance in the Keys (note, our Agency is not domiciled in this part of FL)?
Hi all, I need help.. please! Iβm located in FL and need to find a carrier that I can issue a home in Hawaii (yes we are licensed in Hawaii). The only option Iβve received back is insane (Dwelling Coverage only with a $2.5M wind deductible from Kinsale) Orchid MP doesnβt have any available options....
who would insure a home in north Florida over a million, over 100 years old, and just a tiny bit knob and tube left? Thank you
What are some of the better property insurance carriers in FL? I'll be attending the FAIA conference next week and looking to get some direct appointments.
Based on agent discussions, carriers frequently mentioned for hard-to-place homeowners, landlord, and property risks in Florida include Citizens, Allstate, State Farm, American Modern, Guard. Availability varies by specific risk details.
Many agents report difficulty placing hard-to-place homeowners, landlord, and property risks in Florida. Our database contains 24 discussions specifically about this niche in Florida, reflecting the ongoing challenges agents face finding willing carriers.
Independent agents in Florida recommend networking with peers, working with wholesale brokers like RT Specialty or Kinsale, and checking surplus lines markets. Browse the 24 agent discussions below for specific carrier recommendations.
I had this conversation with a realtor in town once and they looked at me like I had a third head. Just a blank stare back at me.