Real carrier recommendations from independent insurance agents who have placed hard-to-place homeowners, landlord, and property risks in Colorado.
These carriers are most frequently recommended by agents for placing hard-to-place homeowners, landlord, and property risks in Colorado.
Real conversations from agents about placing hard-to-place homeowners, landlord, and property risks in Colorado.
Anyone know about the Farmers program? An agent will mentor you for 1 year and if you write 100k in that year they help you set up your own agency. I’m in Utah and if anyone knows anything good or bad it would be much appreciated. Thanks!
Go in with both eyes open. If you get with an agent who has set up a great office with solid training and support, you will get good training. Before you sign on the dotted line, ask about their...
Just had a client threaten that he is calling corporate to "shut the office down" because we canceled his home policy because he can't and he hasn't painted the fascia on his home. This client also...
Anybody know a good public adjuster for a roof in northern Colorado?
Fellow Colorado agents, who are you writing cabins near Beulah with? All of our standard & non-standards have declined due to wild fire risk.
Anyone able to confirm if Allstate’s new home product in Colorado does replacement cost on roofs automatically? I used to work at Allstate and they had to include ‘Roof Surfaces Extended..’ to cover roofs at RCV, but not sure if that changed with their new products.
I love that it’s normally easier and fast to get eligibility and carrier questions here faster than going to each carriers site….. Today’s issue, what carriers will insure a home with solar shingles (not solar panels) as the roof in Colorado? Client is a friend who is getting non-renewed by USAA.
State Farm Colorado Agent question.... Can someone tell me what HO-2369 means?
For Colorado AmFam agents: I have a client getting quotes through Costco and the quote does not say whether the roof is replacement, roof payment, or ACV. It is an 11 y.o. roof. Can you tell me what Amfam's current policy is for roofing? Denver area. Thanks!
I have a client with a seasonal 600 sq. ft. cabin in the middle of no where, Colorado. The Colorado Fair Plan is the only option for covering the dwelling. The premium is around $3,500/year. The client doesn’t want coverage on the cabin itself — they only need liability coverage so the property...
Hi All, does anyone know if Allstate has a cosmetic exclusion for metal siding and gutters in Colorado? I was going to move his policies this week when his little town was hit by baseball size hail. There are no holes since it is steal siding but huge dents. He is getting his new roof checked....
Did Allstate just change their roof age to include replacement cost coverage for a roof older than 10 years old in Colorado Springs/Front Range? TIA!
Looking for some guidance on an umbrella policy scenario in Colorado. Client originally approached me with what appeared to be a primary residence, rental property, and 1 vehicle. However, it turns out the “primary residence” is actually her former residence, which is where her son now lives....
Based on agent discussions, carriers frequently mentioned for hard-to-place homeowners, landlord, and property risks in Colorado include Allstate, State Farm. Availability varies by specific risk details.
Many agents report difficulty placing hard-to-place homeowners, landlord, and property risks in Colorado. Our database contains 11 discussions specifically about this niche in Colorado, reflecting the ongoing challenges agents face finding willing carriers.
Independent agents in Colorado recommend networking with peers, working with wholesale brokers like RT Specialty or Kinsale, and checking surplus lines markets. Browse the 11 agent discussions below for specific carrier recommendations.
I’m in Colorado and the protégé program was the best decision I made. I graduated in about 4 months and opened my agency Last March.