Real carrier recommendations from independent insurance agents who have placed hard-to-place homeowners, landlord, and property risks in California.
These carriers are most frequently recommended by agents for placing hard-to-place homeowners, landlord, and property risks in California.
Real conversations from agents about placing hard-to-place homeowners, landlord, and property risks in California.
Fellow agents, I need some advice. I'm in CA. I have a Travelers appointment through Smart Choice that is being terminated (just the personal lines portion) along with I'm told hundreds of other agents. I have about $100K in auto/home and some umbrellas. I don't have another standard carrier that...
You should be lucky its now. Alot of agents including myself went through this several years ago. That's odd, cause SamrtChoice is a large aggregator essentailly.
Can anyone tell me more about Root auto insurance? Non-standard only? Rates? etc.
Anyone in Ca have a carrier for a landlord single family home other than Bamboo?
Happy Tuesday!! I'm in Cali and I desperately need companies for Landlord / Dp3 / DP1 and CONDO!! owner occupied and tenant occupied condo are so hard to place. I have Steadily LSI ISC American Modern but I'm dying lol. So many exclusion. It's getting rough but any support gladly appreciated!!...
A surprise to no one. KCRA 3 California is seeking millions of dollars in penalties from State Farm after an investigation found the insurance company was slow to investigate and underpaid claims f
Happy Friday agents! Hoping someone can help me with this question. I have a relative in CA who is moving out of their house and going to assisted living. Home is titled to a trust. Their current agent told them something about getting "commercial" insurance for the home (whether it's vacant or...
Anyone have a property market in California? Rancho Santa Fe I have a client with 3.7 million home wildfire risk 3. protection class 2. Thanks!
CA-Rancho Sante Fe-High Value BRUSH home market-with Lloyds Syndicate now/Hamilton-any ideas where else to try, GA's? 38k renewal premium. thanks
HELP- I have a brand-new High Value Brush home in Rancho Sante Fe, CA to insure, my Go To Surplus market telling me they can't write due to We are unable to quote as it can’t be located on our mapping tool. Anyone has an idea where/how to place besides CA Fair Plan which will not offer enough...
Hi, I have a duplex that is used for residential purposes, but the owner also rents the parking lot to a solar company for storing their equipment and vehicles. Where I can quote this risk in California? Happy Holidays!
Fellow agents, I need some advice. I'm in CA. I have a Travelers appointment through Smart Choice that is being terminated (just the personal lines portion) along with I'm told hundreds of other agents. I have about $100K in auto/home and some umbrellas. I don't have another standard carrier that...
I have a client who is looking to purchase a property in California, but the home currently has a tree going through the structure. What carriers would be willing to provide a Difference-in-Conditions (DIC) policy for this type of risk? Thank you in advance for your support!
Does anyone have any experience with Orion 180 in California? Do they do a high value home inspection after bind? If the dwelling coverage isn’t accurate do they increase the coverage immediately? Thank you in advance!
Based on agent discussions, carriers frequently mentioned for hard-to-place homeowners, landlord, and property risks in California include Travelers, Progressive, American Modern, Mercury, State Farm. Availability varies by specific risk details.
Many agents report difficulty placing hard-to-place homeowners, landlord, and property risks in California. Our database contains 12 discussions specifically about this niche in California, reflecting the ongoing challenges agents face finding willing carriers.
Independent agents in California recommend networking with peers, working with wholesale brokers like RT Specialty or Kinsale, and checking surplus lines markets. Browse the 12 agent discussions below for specific carrier recommendations.
Mercury is appointing