Where to Place Homeowners & Hard-to-Place Property Insurance in Arizona

Real carrier recommendations from independent insurance agents who have placed hard-to-place homeowners, landlord, and property risks in Arizona.

12
Discussions
17
Agent Replies
19
Carriers Mentioned

Top Carriers for Homeowners & Hard-to-Place Property Insurance in Arizona

These carriers are most frequently recommended by agents for placing hard-to-place homeowners, landlord, and property risks in Arizona.

Chubb 5 mentions Travelers 4 mentions Progressive 3 mentions NEXT 2 mentions PURE 2 mentions Scottsdale 2 mentions Grange 2 mentions AmTrust 1 mention Nationwide 1 mention Hartford 1 mention Cincinnati 1 mention CNA 1 mention Philadelphia 1 mention Acuity 1 mention Guard 1 mention

Agent Discussions About Homeowners & Hard-to-Place Property Insurance in Arizona

Real conversations from agents about placing hard-to-place homeowners, landlord, and property risks in Arizona.

Discussion

Hey agents, I have a client I wrote home and umbrella in AZ with CHUBB. I now need to write their other home in NV. CHUBB wont take this home because of wildfire score. I am submitting to E&S. My question is, they consider both homes "primary" because they are at each home 6 months out of the year....

πŸ“ Nevada, Arizona 🏒 AmTrust, Nationwide, Hartford, Scottsdale, Cincinnati, CNA, Chubb, Philadelphia, Acuity, Guard, Travelers, The Hartford, Liberty Mutual πŸ’¬ 11 replies

Suggest the AOR change as of the renewal date. If you change mid term we have seen rate increases!

Seriously question, why would you WANT to write with travelers right now? I can’t afford to write with them.

Is Grange Insurance captive or can independents access them?

Discussion

So, when Chubb declines due to wildfire score, who would you go to? Have tried everywhere.. This is f'ing ridiculous!!!! oh NV I have their other home with chubb in AZ but I guess NV is just shit out of luck.. So if you own a multi million $ home in the Tahoe area,, just pray!

πŸ“ Nevada, North Carolina, Arizona 🏒 Progressive, Chubb πŸ’¬ 5 replies

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Is there a way to rerun the insurance score in Progressive auto without having to rewrite the entire policy?

Discussion

Who here utilizes a drone to collect photos of roofs and clients properties for inspections? Looking for recommendations on a drone that I can use for this purpose.

πŸ“ Ohio, Arizona 🏒 NEXT πŸ’¬ 1 replies

Ohio Real Estate Investors Chris Barton, Realtor Associate US Southwest Real Estate Sales & Marketing Online status indicator Active Chris Barton, Realtor Associate US Southwest Real Estate Sales &...

Arizona - Homeowners claims question in AZ

Homeowners claims question in AZ. My client's plumbing stopped working - no water coming out of his faucets, toilets not flushing etc. Client calls plumber out to diagnose the problem. The plumber tells him that some resin in his 20+ year old water softener caused a type of gelatin to form and flow...

πŸ“ Arizona

Discussion

I'm kinda psyched for this... Progressive Home Insurance, in AZ. Thoughts? IMPORTANT ARIZONA HO3 PRODUCT INFORMATION Tue, Apr 7, 2026 We’ve got great news to share regarding the Roofing Materials Payment Schedule (RMPS) endorsement for our Arizona Homeowners (HO3) product: We’re revising our age of...

πŸ“ Arizona 🏒 Progressive

Discussion

Got a new one. My client wants to insure solar panels and batteries he has on an off grid cabin in the desert of AZ. Anyone know who would be willing to take on this risk? He mainly wants it covered from theft. He does have a manufactured mini home he is attaching it to, I can't write it as it's 14...

πŸ“ Arizona

Discussion

quoting against Pure in AZ. Chubb is about the same on the home, but the 20mil umbrella is WAY higher and so is the blanket personal articles. I want to do more quotes for him. Does anyone know what company would be good to try. 4 million $ home. gated community, 24 hours security, all the bells...

πŸ“ Arizona 🏒 PURE, Chubb

Discussion

AZ..... Referral has two water claims Dec 2025 and Jan 2026. Theres nothing for them in the private insurance world is there? Any companies that offer high risk? They were $4000 payouts. I wish people understood the magnitude of filing claims.

πŸ“ Arizona

Discussion

So, when Chubb declines due to wildfire score, who would you go to? Have tried everywhere.. This is f'ing ridiculous!!!! oh NV I have their other home with chubb in AZ but I guess NV is just shit out of luck.. So if you own a multi million $ home in the Tahoe area,, just pray!

πŸ“ Nevada, Arizona 🏒 Chubb

Discussion

quoting against Pure in AZ. Chubb is about the same on the home, but the 20mil umbrella is WAY higher and so is the blanket personal articles. I want to do more quotes for him. Does anyone know what company would be good to try. 4 million $ home. gated community, 24 hours security, all the bells...

πŸ“ Arizona 🏒 Chubb, PURE

Discussion

Ok everyone, I need some guidance. I have someone who owns a residential home in Glendale, AZ. The house is owned by a husband and wife and its deeded to their personal names. The husband has a construction company (an LLC) that operates out of this home. The house is set up like an office - the...

πŸ“ Arizona

Discussion

Need help in AZ. $850,000 Rcv Risk has 2 water claims since 2018. Both leaks from the main. Insured replaced the damaged portion on the first claim, replaced And rerouted the whole main on the second claim last year.

πŸ“ Arizona

Frequently Asked Questions

Which carriers write hard-to-place homeowners, landlord, and property risks in Arizona?

Based on agent discussions, carriers frequently mentioned for hard-to-place homeowners, landlord, and property risks in Arizona include Chubb, Travelers, Progressive, NEXT, PURE. Availability varies by specific risk details.

Is hard-to-place homeowners, landlord, and property risks hard to place in Arizona?

Many agents report difficulty placing hard-to-place homeowners, landlord, and property risks in Arizona. Our database contains 12 discussions specifically about this niche in Arizona, reflecting the ongoing challenges agents face finding willing carriers.

How do I find a carrier for hard-to-place homeowners, landlord, and property risks in Arizona?

Independent agents in Arizona recommend networking with peers, working with wholesale brokers like RT Specialty or Kinsale, and checking surplus lines markets. Browse the 12 agent discussions below for specific carrier recommendations.