Real carrier recommendations from independent insurance agents who have placed flood-prone properties and excess flood coverage in Florida.
These carriers are most frequently recommended by agents for placing flood-prone properties and excess flood coverage in Florida.
Real conversations from agents about placing flood-prone properties and excess flood coverage in Florida.
Florida Agents. Happy Monday! Besides Citizens, who is your go to Broker, Carrier, etc. for Personal Lines Wind Insurance in the Keys (note, our Agency is not domiciled in this part of FL)? What about Personal Lines Flood Insurance in high risk zones (other than the NFIP)?
Thank you! I have one in Big Pine Key over $7k annually. Just trying to be diligent
I'm not in FL but would Orion180 be of help? I know they bundle the home/wind/hail together up here in NC and can add in flood coverage.
I think I know the answer to this, but asking here to cover all my bases for my insured. Is there any kind of state-run program for flood insurance in Florida? My insured swears a friend mentioned it to them, but I can't find anything about it.
They are waiting until the heat dies down and then will quietly pass it. We have to keep fighting against it.
Cincinnati Insurance... How long does a customer have to pay before they get cancelled for non-payment? Policy was never paid or e-signed. 15 months later they accidently e-signed the original...
That doesn’t make sense. How can they sign the original application 15 months later? Everything would have timed out. No one can backdate 15 months.
AI info Protect What Matters Most with Confidence. Your insurance should do more than check a box—it should give you peace of mind. At Brightway Insurance, The Beaujardin Agency, we take the time to understand your unique needs and compare coverage from multiple top-rated insurance companies to...
it’s mind blowing to me that every once in a while people join this group thinking 63,000 people are in a group foaming at the mouth to buy insurance
Glad you posted, a lot of us insurance agents have been needing insurance
Based on agent discussions, carriers frequently mentioned for flood-prone properties and excess flood coverage in Florida include Cincinnati, Citizens, Wright Flood. Availability varies by specific risk details.
Many agents report difficulty placing flood-prone properties and excess flood coverage in Florida. Our database contains 3 discussions specifically about this niche in Florida, reflecting the ongoing challenges agents face finding willing carriers.
Independent agents in Florida recommend networking with peers, working with wholesale brokers like RT Specialty or Kinsale, and checking surplus lines markets. Browse the 3 agent discussions below for specific carrier recommendations.
To my knowledge, unfortunately - citizens is the only wind option. I have a few written down there.