Posted 2024-08-15
I wouldn't think so. Those items are a higher risk
Double check how they are setup as well. If it is the same operator they'll need to expand their coverage for all the services they offer. If set up as booth rental situation, they are independent contractors and each service provider needs their own coverage.
No, not all additional services are covered. GL codes may have to be added for additional premium. Only the company underwriter can answer 100%
Not if not disclosed to the underwriter and out on the apps.
What you have is a day spa, not a nail salon. Doubt professional would be included for the other operations.