I saw a post here on Facebook showing a dock at one of the marinas at...

I saw a post here on Facebook showing a dock at one of the marinas at lake Texoma where the top collapsed on several boats under the wait of ice and snow. I saw some gentleman doing a little back and forth and one of them was a marina owner on another lake. The marina owner stated that in Oklahoma and Texas they can't get coverage for ice and snow, those perils are excluded. I am curious if that is true? Anybody have experience wi