I have a friend who is considering a new job with an employer (this...

I have a friend who is considering a new job with an employer (this would be their only employee) from a different state. Instead of finding paying for an employer plan, they are willing to offer a reimbursement account for the cost of the plan. They are also willing to get an employer sponsored plan if that makes more sense. They did some shopping for their situation and found available family plans that cover their needs at around