Real carrier recommendations from independent insurance agents who have placed general contractors, artisan trades, and construction businesses in Florida.
These carriers are most frequently recommended by agents for placing general contractors, artisan trades, and construction businesses in Florida.
Real conversations from agents about placing general contractors, artisan trades, and construction businesses in Florida.
I need some help against Federated. Trying to steal one of my largest HVAC clients. Loss ratio is terrible 164%. How is this possible?
Tons of deductibles they donβt talk about. They were in on a sheet metal contractor I have. $25k WC deductible, $1,000 auto liability deductible, missed the blanket additional insured and waiver....
Most clients have no idea what they have, or donβt, they just see cheap premium
Good Builders Risk carriers in Florida, Bonus if they include Wind/Hail. TIA!
Tower Hill will write a dwelling under construction via an HO3 endorsement. No need to rewrite the policy when construction is completed. Of course, liability is included unlike most builder's risk...
Florida Farm Bureau. Super low rates.
Bankers
I need a commercial insurance broker/agent in the Tampa Florida area. One of my insureds (plumber) has a bunch of work coming up down that way. Who do we have?
I can assist too and am in Florida
1000% would recommend David R. Carothers heβs in Tampa and this is in his wheelhouse.
Anyone here familiar with writing insurance for a licensed broker for US Customs? In NY and NJ. Have a possible referral for anyone who knows this stuff!
Florida Agents Happy Thursday! Who do you place liability only policies through for solar panel net metering?
USLI
Came here to say the same thangggg
Thank you! They just won't list an AI on the policy, right?
Does anyone know of a company that offers commercial inland marine by itself? I have a client who will be renting a piece of equipment (excavator) and the rental place does not offer insurance to purchase.
Iβm in London and my first appointment with my consultant was fairly quick. However, surgery was a 2.5 years wait. I was made to jump through many hoops before getting my operation-insoles etc. Good...
Samantha Clarke Mine wasnβt too bad. Saw a consultant within weeks and he allowed me to choose when I have my surgery (from four months on). I decided not to go ahead with it in the end.
Im looking for new GL carrier in Florida thats open to writing contractors
Any recommendations for Carriers that do Workers Comp in Florida for General Contractors who manage projects and subcontract the majority of the work.
PEO - unfortunately no standard carrier. It really depends whether or not the GC has payroll or not.
Depends on if they have proper risk transfer and certificate tracking processes. Work Comp for the supervisors should be doable but they want to ensure they are not taking on subcontractor exposure....
Looking for a commercial agent in the West Palm Beach οΏΌarea of Florida, who has experience with demolition and excavating contractors. A client of mine from Michigan has moved down there and is starting up a new entity. He is having a hard time finding an agent who knows what they are doing. Would...
This will affect many of the school bus routes. Would the detour be 37?
!!! That bad boy is nearly 100 years old and probably should be considered for a replacement soon!!!
Good Builders Risk carriers in Florida, Bonus if they include Wind/Hail. TIA!
If Anyone in NC/TN/SC/GA/FL knows anyone needing someone with a mini excavator and insured operator.(excavation, debris removal, tree felling/logging, landscape). I have an insured that just got out of the Marine Corps 4 months ago who is headed to the east coast from Idaho with his truck, trailer...
I need assistance with a client who is an electrician based in Houston, Texas. He recently secured projects in Louisiana, North Carolina, Florida, and Missouri. He currently carries General Liability, Workers' Compensation, and Commercial Auto insurance. He is licensed in Texas and operates in...
Any recommendations for Carriers that do Workers' Comp in Florida for General Contractors who manage projects and subcontract the majority of the work.
Florida Agent. I need an agent in Florida that writes Commercial and has access to Coterie. I have a referral and perhaps some clients I need transferred as I will no longer be licensed in FL in the near future.
Florida Agent - I need an agent in Florida that writes Commercial and has access to Coterie. I have a referral and perhaps some clients I need transferred as I will no longer be licensed in FL in the near future. Need bilingual in Spanish as well.
Any recommendationa for Carriers that do Workers' Comp in Florida for General Contractors who manage projects and subcontract the majority of the work.
Michael McCormick or Taylor Dobbie let me know if this isnβt allowedβ¦ If Anyone in NC/TN/SC/GA/FL knows anyone needing someone with a mini excavator and insured operator.(excavation, debris removal, tree felling/logging, landscape) I have an insured that just got out of the Marine Corps 4 months...
Based on agent discussions, carriers frequently mentioned for general contractors, artisan trades, and construction businesses in Florida include USLI, Allstate, Coterie, Merchants, Travelers. Availability varies by specific risk details.
Many agents report difficulty placing general contractors, artisan trades, and construction businesses in Florida. Our database contains 22 discussions specifically about this niche in Florida, reflecting the ongoing challenges agents face finding willing carriers.
Independent agents in Florida recommend networking with peers, working with wholesale brokers like RT Specialty or Kinsale, and checking surplus lines markets. Browse the 22 agent discussions below for specific carrier recommendations.
I need some help against Federated. Trying to steal one of my largest HVAC clients. Loss ratio is terrible 164%. How is this possible?